LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,927
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$109,222
−HK$3,348/mo
Today · 4.125%
HK$112,570
baseline
▲ 0.50% · 4.625%
HK$119,419
+HK$6,849/mo
Deposit HK$23.23M · loan HK$23.23M · min. income ≈ HK$225,140/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$1,974,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,843
−HK$6,366/mo
▼ 0.25% · 3.875%
HK$121,003
−HK$3,206/mo
Today · 4.125%
HK$124,209
baseline
▲ 0.50% · 4.625%
HK$130,757
+HK$6,548/mo
Deposit HK$23.23M · loan HK$23.23M · min. income ≈ HK$248,418/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$1,974,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,112
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$131,066
−HK$4,018/mo
Today · 4.125%
HK$135,084
baseline
▲ 0.50% · 4.625%
HK$143,303
+HK$8,219/mo
Deposit HK$18.58M · loan HK$27.87M · min. income ≈ HK$270,168/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,974,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,411
−HK$7,640/mo
▼ 0.25% · 3.875%
HK$145,204
−HK$3,847/mo
Today · 4.125%
HK$149,051
baseline
▲ 0.50% · 4.625%
HK$156,908
+HK$7,857/mo
Deposit HK$18.58M · loan HK$27.87M · min. income ≈ HK$298,102/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,974,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,298
−HK$9,299/mo
▼ 0.25% · 3.875%
HK$152,911
−HK$4,686/mo
Today · 4.125%
HK$157,597
baseline
▲ 0.50% · 4.625%
HK$167,187
+HK$9,590/mo
Deposit HK$13.94M · loan HK$32.52M · min. income ≈ HK$315,194/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,974,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,980
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$169,405
−HK$4,488/mo
Today · 4.125%
HK$173,893
baseline
▲ 0.50% · 4.625%
HK$183,059
+HK$9,166/mo
Deposit HK$13.94M · loan HK$32.52M · min. income ≈ HK$347,786/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,974,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,669
−HK$11,956/mo
▼ 0.25% · 3.875%
HK$196,600
−HK$6,025/mo
Today · 4.125%
HK$202,625
baseline
▲ 0.50% · 4.625%
HK$214,955
+HK$12,330/mo
Deposit HK$4.65M · loan HK$41.81M · min. income ≈ HK$405,250/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,117
−HK$11,460/mo
▼ 0.25% · 3.875%
HK$217,806
−HK$5,771/mo
Today · 4.125%
HK$223,577
baseline
▲ 0.50% · 4.625%
HK$235,362
+HK$11,785/mo
Deposit HK$4.65M · loan HK$41.81M · min. income ≈ HK$447,154/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,295 · Scale 2, in force from 26 Feb 2026)