LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,942
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$109,237
−HK$3,348/mo
Today · 4.125%
HK$112,585
baseline
▲ 0.50% · 4.625%
HK$119,436
+HK$6,851/mo
Deposit HK$23.23M · loan HK$23.23M · min. income ≈ HK$225,170/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$1,974,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,859
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$121,020
−HK$3,207/mo
Today · 4.125%
HK$124,227
baseline
▲ 0.50% · 4.625%
HK$130,775
+HK$6,548/mo
Deposit HK$23.23M · loan HK$23.23M · min. income ≈ HK$248,454/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$1,974,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,130
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$131,084
−HK$4,018/mo
Today · 4.125%
HK$135,102
baseline
▲ 0.50% · 4.625%
HK$143,323
+HK$8,221/mo
Deposit HK$18.58M · loan HK$27.88M · min. income ≈ HK$270,204/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,974,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,431
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$145,224
−HK$3,848/mo
Today · 4.125%
HK$149,072
baseline
▲ 0.50% · 4.625%
HK$156,930
+HK$7,858/mo
Deposit HK$18.58M · loan HK$27.88M · min. income ≈ HK$298,144/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,974,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,318
−HK$9,301/mo
▼ 0.25% · 3.875%
HK$152,932
−HK$4,687/mo
Today · 4.125%
HK$157,619
baseline
▲ 0.50% · 4.625%
HK$167,210
+HK$9,591/mo
Deposit HK$13.94M · loan HK$32.52M · min. income ≈ HK$315,238/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,974,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,003
−HK$8,914/mo
▼ 0.25% · 3.875%
HK$169,428
−HK$4,489/mo
Today · 4.125%
HK$173,917
baseline
▲ 0.50% · 4.625%
HK$183,085
+HK$9,168/mo
Deposit HK$13.94M · loan HK$32.52M · min. income ≈ HK$347,834/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,974,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,695
−HK$11,958/mo
▼ 0.25% · 3.875%
HK$196,627
−HK$6,026/mo
Today · 4.125%
HK$202,653
baseline
▲ 0.50% · 4.625%
HK$214,984
+HK$12,331/mo
Deposit HK$4.65M · loan HK$41.81M · min. income ≈ HK$405,306/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,146
−HK$11,462/mo
▼ 0.25% · 3.875%
HK$217,836
−HK$5,772/mo
Today · 4.125%
HK$223,608
baseline
▲ 0.50% · 4.625%
HK$235,394
+HK$11,786/mo
Deposit HK$4.65M · loan HK$41.81M · min. income ≈ HK$447,216/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,567 · Scale 2, in force from 26 Feb 2026)