LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,957
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$109,252
−HK$3,349/mo
Today · 4.125%
HK$112,601
baseline
▲ 0.50% · 4.625%
HK$119,452
+HK$6,851/mo
Deposit HK$23.23M · loan HK$23.23M · min. income ≈ HK$225,202/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$1,974,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,876
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$121,037
−HK$3,207/mo
Today · 4.125%
HK$124,244
baseline
▲ 0.50% · 4.625%
HK$130,793
+HK$6,549/mo
Deposit HK$23.23M · loan HK$23.23M · min. income ≈ HK$248,488/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$1,974,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,148
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$131,103
−HK$4,018/mo
Today · 4.125%
HK$135,121
baseline
▲ 0.50% · 4.625%
HK$143,343
+HK$8,222/mo
Deposit HK$18.59M · loan HK$27.88M · min. income ≈ HK$270,242/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,974,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,451
−HK$7,642/mo
▼ 0.25% · 3.875%
HK$145,244
−HK$3,849/mo
Today · 4.125%
HK$149,093
baseline
▲ 0.50% · 4.625%
HK$156,952
+HK$7,859/mo
Deposit HK$18.59M · loan HK$27.88M · min. income ≈ HK$298,186/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,974,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,339
−HK$9,302/mo
▼ 0.25% · 3.875%
HK$152,953
−HK$4,688/mo
Today · 4.125%
HK$157,641
baseline
▲ 0.50% · 4.625%
HK$167,233
+HK$9,592/mo
Deposit HK$13.94M · loan HK$32.53M · min. income ≈ HK$315,282/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,974,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,026
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$169,452
−HK$4,490/mo
Today · 4.125%
HK$173,942
baseline
▲ 0.50% · 4.625%
HK$183,110
+HK$9,168/mo
Deposit HK$13.94M · loan HK$32.53M · min. income ≈ HK$347,884/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,974,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,722
−HK$11,960/mo
▼ 0.25% · 3.875%
HK$196,654
−HK$6,028/mo
Today · 4.125%
HK$202,682
baseline
▲ 0.50% · 4.625%
HK$215,014
+HK$12,332/mo
Deposit HK$4.65M · loan HK$41.82M · min. income ≈ HK$405,364/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,176
−HK$11,463/mo
▼ 0.25% · 3.875%
HK$217,866
−HK$5,773/mo
Today · 4.125%
HK$223,639
baseline
▲ 0.50% · 4.625%
HK$235,428
+HK$11,789/mo
Deposit HK$4.65M · loan HK$41.82M · min. income ≈ HK$447,278/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,845 · Scale 2, in force from 26 Feb 2026)