LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,961
−HK$6,645/mo
▼ 0.25% · 3.875%
HK$109,257
−HK$3,349/mo
Today · 4.125%
HK$112,606
baseline
▲ 0.50% · 4.625%
HK$119,458
+HK$6,852/mo
Deposit HK$23.23M · loan HK$23.23M · min. income ≈ HK$225,212/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$1,974,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,881
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$121,042
−HK$3,208/mo
Today · 4.125%
HK$124,250
baseline
▲ 0.50% · 4.625%
HK$130,799
+HK$6,549/mo
Deposit HK$23.23M · loan HK$23.23M · min. income ≈ HK$248,500/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$1,974,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,154
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$131,109
−HK$4,018/mo
Today · 4.125%
HK$135,127
baseline
▲ 0.50% · 4.625%
HK$143,349
+HK$8,222/mo
Deposit HK$18.59M · loan HK$27.88M · min. income ≈ HK$270,254/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,974,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,457
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$145,251
−HK$3,849/mo
Today · 4.125%
HK$149,100
baseline
▲ 0.50% · 4.625%
HK$156,959
+HK$7,859/mo
Deposit HK$18.59M · loan HK$27.88M · min. income ≈ HK$298,200/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,974,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,346
−HK$9,302/mo
▼ 0.25% · 3.875%
HK$152,960
−HK$4,688/mo
Today · 4.125%
HK$157,648
baseline
▲ 0.50% · 4.625%
HK$167,241
+HK$9,593/mo
Deposit HK$13.94M · loan HK$32.53M · min. income ≈ HK$315,296/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,974,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,033
−HK$8,917/mo
▼ 0.25% · 3.875%
HK$169,459
−HK$4,491/mo
Today · 4.125%
HK$173,950
baseline
▲ 0.50% · 4.625%
HK$183,119
+HK$9,169/mo
Deposit HK$13.94M · loan HK$32.53M · min. income ≈ HK$347,900/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,974,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,730
−HK$11,961/mo
▼ 0.25% · 3.875%
HK$196,663
−HK$6,028/mo
Today · 4.125%
HK$202,691
baseline
▲ 0.50% · 4.625%
HK$215,024
+HK$12,333/mo
Deposit HK$4.65M · loan HK$41.82M · min. income ≈ HK$405,382/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,186
−HK$11,463/mo
▼ 0.25% · 3.875%
HK$217,876
−HK$5,773/mo
Today · 4.125%
HK$223,649
baseline
▲ 0.50% · 4.625%
HK$235,438
+HK$11,789/mo
Deposit HK$4.65M · loan HK$41.82M · min. income ≈ HK$447,298/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,974,935 · Scale 2, in force from 26 Feb 2026)