LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,966
−HK$6,645/mo
▼ 0.25% · 3.875%
HK$109,262
−HK$3,349/mo
Today · 4.125%
HK$112,611
baseline
▲ 0.50% · 4.625%
HK$119,463
+HK$6,852/mo
Deposit HK$23.24M · loan HK$23.24M · min. income ≈ HK$225,222/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$1,975,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,886
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$121,048
−HK$3,207/mo
Today · 4.125%
HK$124,255
baseline
▲ 0.50% · 4.625%
HK$130,805
+HK$6,550/mo
Deposit HK$23.24M · loan HK$23.24M · min. income ≈ HK$248,510/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$1,975,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,159
−HK$7,975/mo
▼ 0.25% · 3.875%
HK$131,115
−HK$4,019/mo
Today · 4.125%
HK$135,134
baseline
▲ 0.50% · 4.625%
HK$143,356
+HK$8,222/mo
Deposit HK$18.59M · loan HK$27.88M · min. income ≈ HK$270,268/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,975,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,464
−HK$7,642/mo
▼ 0.25% · 3.875%
HK$145,258
−HK$3,848/mo
Today · 4.125%
HK$149,106
baseline
▲ 0.50% · 4.625%
HK$156,966
+HK$7,860/mo
Deposit HK$18.59M · loan HK$27.88M · min. income ≈ HK$298,212/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$1,975,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,353
−HK$9,303/mo
▼ 0.25% · 3.875%
HK$152,967
−HK$4,689/mo
Today · 4.125%
HK$157,656
baseline
▲ 0.50% · 4.625%
HK$167,249
+HK$9,593/mo
Deposit HK$13.94M · loan HK$32.53M · min. income ≈ HK$315,312/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,975,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,041
−HK$8,917/mo
▼ 0.25% · 3.875%
HK$169,467
−HK$4,491/mo
Today · 4.125%
HK$173,958
baseline
▲ 0.50% · 4.625%
HK$183,127
+HK$9,169/mo
Deposit HK$13.94M · loan HK$32.53M · min. income ≈ HK$347,916/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,975,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,739
−HK$11,961/mo
▼ 0.25% · 3.875%
HK$196,672
−HK$6,028/mo
Today · 4.125%
HK$202,700
baseline
▲ 0.50% · 4.625%
HK$215,034
+HK$12,334/mo
Deposit HK$4.65M · loan HK$41.82M · min. income ≈ HK$405,400/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,975,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,195
−HK$11,465/mo
▼ 0.25% · 3.875%
HK$217,886
−HK$5,774/mo
Today · 4.125%
HK$223,660
baseline
▲ 0.50% · 4.625%
HK$235,449
+HK$11,789/mo
Deposit HK$4.65M · loan HK$41.82M · min. income ≈ HK$447,320/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,975,026 · Scale 2, in force from 26 Feb 2026)