LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,979
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$109,276
−HK$3,349/mo
Today · 4.125%
HK$112,625
baseline
▲ 0.50% · 4.625%
HK$119,478
+HK$6,853/mo
Deposit HK$23.24M · loan HK$23.24M · min. income ≈ HK$225,250/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$1,975,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,901
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$121,063
−HK$3,207/mo
Today · 4.125%
HK$124,270
baseline
▲ 0.50% · 4.625%
HK$130,821
+HK$6,551/mo
Deposit HK$23.24M · loan HK$23.24M · min. income ≈ HK$248,540/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$1,975,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,175
−HK$7,975/mo
▼ 0.25% · 3.875%
HK$131,131
−HK$4,019/mo
Today · 4.125%
HK$135,150
baseline
▲ 0.50% · 4.625%
HK$143,373
+HK$8,223/mo
Deposit HK$18.59M · loan HK$27.89M · min. income ≈ HK$270,300/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,975,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,481
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$145,275
−HK$3,849/mo
Today · 4.125%
HK$149,124
baseline
▲ 0.50% · 4.625%
HK$156,985
+HK$7,861/mo
Deposit HK$18.59M · loan HK$27.89M · min. income ≈ HK$298,248/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,975,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,371
−HK$9,304/mo
▼ 0.25% · 3.875%
HK$152,986
−HK$4,689/mo
Today · 4.125%
HK$157,675
baseline
▲ 0.50% · 4.625%
HK$167,269
+HK$9,594/mo
Deposit HK$13.94M · loan HK$32.53M · min. income ≈ HK$315,350/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,975,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,061
−HK$8,918/mo
▼ 0.25% · 3.875%
HK$169,488
−HK$4,491/mo
Today · 4.125%
HK$173,979
baseline
▲ 0.50% · 4.625%
HK$183,149
+HK$9,170/mo
Deposit HK$13.94M · loan HK$32.53M · min. income ≈ HK$347,958/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,975,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,762
−HK$11,963/mo
▼ 0.25% · 3.875%
HK$196,696
−HK$6,029/mo
Today · 4.125%
HK$202,725
baseline
▲ 0.50% · 4.625%
HK$215,060
+HK$12,335/mo
Deposit HK$4.65M · loan HK$41.83M · min. income ≈ HK$405,450/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,975,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,221
−HK$11,466/mo
▼ 0.25% · 3.875%
HK$217,913
−HK$5,774/mo
Today · 4.125%
HK$223,687
baseline
▲ 0.50% · 4.625%
HK$235,478
+HK$11,791/mo
Deposit HK$4.65M · loan HK$41.83M · min. income ≈ HK$447,374/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,975,265 · Scale 2, in force from 26 Feb 2026)