LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,988
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$109,285
−HK$3,349/mo
Today · 4.125%
HK$112,634
baseline
▲ 0.50% · 4.625%
HK$119,488
+HK$6,854/mo
Deposit HK$23.24M · loan HK$23.24M · min. income ≈ HK$225,268/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$1,975,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,911
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$121,073
−HK$3,208/mo
Today · 4.125%
HK$124,281
baseline
▲ 0.50% · 4.625%
HK$130,832
+HK$6,551/mo
Deposit HK$23.24M · loan HK$23.24M · min. income ≈ HK$248,562/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$1,975,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,186
−HK$7,975/mo
▼ 0.25% · 3.875%
HK$131,142
−HK$4,019/mo
Today · 4.125%
HK$135,161
baseline
▲ 0.50% · 4.625%
HK$143,385
+HK$8,224/mo
Deposit HK$18.59M · loan HK$27.89M · min. income ≈ HK$270,322/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,975,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,493
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$145,287
−HK$3,850/mo
Today · 4.125%
HK$149,137
baseline
▲ 0.50% · 4.625%
HK$156,998
+HK$7,861/mo
Deposit HK$18.59M · loan HK$27.89M · min. income ≈ HK$298,274/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,975,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,383
−HK$9,305/mo
▼ 0.25% · 3.875%
HK$152,999
−HK$4,689/mo
Today · 4.125%
HK$157,688
baseline
▲ 0.50% · 4.625%
HK$167,283
+HK$9,595/mo
Deposit HK$13.94M · loan HK$32.54M · min. income ≈ HK$315,376/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,975,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,075
−HK$8,918/mo
▼ 0.25% · 3.875%
HK$169,502
−HK$4,491/mo
Today · 4.125%
HK$173,993
baseline
▲ 0.50% · 4.625%
HK$183,165
+HK$9,172/mo
Deposit HK$13.94M · loan HK$32.54M · min. income ≈ HK$347,986/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,975,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,778
−HK$11,964/mo
▼ 0.25% · 3.875%
HK$196,713
−HK$6,029/mo
Today · 4.125%
HK$202,742
baseline
▲ 0.50% · 4.625%
HK$215,078
+HK$12,336/mo
Deposit HK$4.65M · loan HK$41.83M · min. income ≈ HK$405,484/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,975,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,239
−HK$11,467/mo
▼ 0.25% · 3.875%
HK$217,931
−HK$5,775/mo
Today · 4.125%
HK$223,706
baseline
▲ 0.50% · 4.625%
HK$235,497
+HK$11,791/mo
Deposit HK$4.65M · loan HK$41.83M · min. income ≈ HK$447,412/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,975,432 · Scale 2, in force from 26 Feb 2026)