LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,599
−HK$665/mo
▼ 0.25% · 3.875%
HK$10,929
−HK$335/mo
Today · 4.125%
HK$11,264
baseline
▲ 0.50% · 4.625%
HK$11,949
+HK$685/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,528/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$82,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,791
−HK$637/mo
▼ 0.25% · 3.875%
HK$12,107
−HK$321/mo
Today · 4.125%
HK$12,428
baseline
▲ 0.50% · 4.625%
HK$13,083
+HK$655/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,856/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$82,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,719
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,114
−HK$402/mo
Today · 4.125%
HK$13,516
baseline
▲ 0.50% · 4.625%
HK$14,339
+HK$823/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$27,032/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$82,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,149
−HK$765/mo
▼ 0.25% · 3.875%
HK$14,529
−HK$385/mo
Today · 4.125%
HK$14,914
baseline
▲ 0.50% · 4.625%
HK$15,700
+HK$786/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$29,828/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$82,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,838
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,300
−HK$469/mo
Today · 4.125%
HK$15,769
baseline
▲ 0.50% · 4.625%
HK$16,728
+HK$959/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$31,538/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$82,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,508
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,950
−HK$450/mo
Today · 4.125%
HK$17,400
baseline
▲ 0.50% · 4.625%
HK$18,317
+HK$917/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$34,800/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$82,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,078
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,671
−HK$603/mo
Today · 4.125%
HK$20,274
baseline
▲ 0.50% · 4.625%
HK$21,508
+HK$1,234/mo
Deposit HK$465K · loan HK$4.18M · min. income ≈ HK$40,548/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$82,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,224
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,793
−HK$578/mo
Today · 4.125%
HK$22,371
baseline
▲ 0.50% · 4.625%
HK$23,550
+HK$1,179/mo
Deposit HK$465K · loan HK$4.18M · min. income ≈ HK$44,742/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$82,312 · Scale 2, in force from 26 Feb 2026)