LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,997
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$109,294
−HK$3,350/mo
Today · 4.125%
HK$112,644
baseline
▲ 0.50% · 4.625%
HK$119,498
+HK$6,854/mo
Deposit HK$23.24M · loan HK$23.24M · min. income ≈ HK$225,288/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$1,975,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,921
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$121,083
−HK$3,208/mo
Today · 4.125%
HK$124,291
baseline
▲ 0.50% · 4.625%
HK$130,843
+HK$6,552/mo
Deposit HK$23.24M · loan HK$23.24M · min. income ≈ HK$248,582/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$1,975,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,196
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,153
−HK$4,020/mo
Today · 4.125%
HK$135,173
baseline
▲ 0.50% · 4.625%
HK$143,398
+HK$8,225/mo
Deposit HK$18.59M · loan HK$27.89M · min. income ≈ HK$270,346/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,975,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,505
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$145,300
−HK$3,850/mo
Today · 4.125%
HK$149,150
baseline
▲ 0.50% · 4.625%
HK$157,012
+HK$7,862/mo
Deposit HK$18.59M · loan HK$27.89M · min. income ≈ HK$298,300/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,975,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,396
−HK$9,305/mo
▼ 0.25% · 3.875%
HK$153,012
−HK$4,689/mo
Today · 4.125%
HK$157,701
baseline
▲ 0.50% · 4.625%
HK$167,297
+HK$9,596/mo
Deposit HK$13.95M · loan HK$32.54M · min. income ≈ HK$315,402/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,975,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,089
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$169,516
−HK$4,492/mo
Today · 4.125%
HK$174,008
baseline
▲ 0.50% · 4.625%
HK$183,180
+HK$9,172/mo
Deposit HK$13.95M · loan HK$32.54M · min. income ≈ HK$348,016/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,975,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,794
−HK$11,965/mo
▼ 0.25% · 3.875%
HK$196,729
−HK$6,030/mo
Today · 4.125%
HK$202,759
baseline
▲ 0.50% · 4.625%
HK$215,096
+HK$12,337/mo
Deposit HK$4.65M · loan HK$41.84M · min. income ≈ HK$405,518/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,975,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,257
−HK$11,468/mo
▼ 0.25% · 3.875%
HK$217,950
−HK$5,775/mo
Today · 4.125%
HK$223,725
baseline
▲ 0.50% · 4.625%
HK$235,517
+HK$11,792/mo
Deposit HK$4.65M · loan HK$41.84M · min. income ≈ HK$447,450/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,975,598 · Scale 2, in force from 26 Feb 2026)