LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,600
−HK$664/mo
▼ 0.25% · 3.875%
HK$10,929
−HK$335/mo
Today · 4.125%
HK$11,264
baseline
▲ 0.50% · 4.625%
HK$11,950
+HK$686/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,528/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$82,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,792
−HK$637/mo
▼ 0.25% · 3.875%
HK$12,108
−HK$321/mo
Today · 4.125%
HK$12,429
baseline
▲ 0.50% · 4.625%
HK$13,084
+HK$655/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,858/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$82,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,720
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,115
−HK$402/mo
Today · 4.125%
HK$13,517
baseline
▲ 0.50% · 4.625%
HK$14,340
+HK$823/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$27,034/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$82,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,150
−HK$765/mo
▼ 0.25% · 3.875%
HK$14,530
−HK$385/mo
Today · 4.125%
HK$14,915
baseline
▲ 0.50% · 4.625%
HK$15,701
+HK$786/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$29,830/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$82,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,840
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,301
−HK$469/mo
Today · 4.125%
HK$15,770
baseline
▲ 0.50% · 4.625%
HK$16,730
+HK$960/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$31,540/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$82,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,509
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,952
−HK$449/mo
Today · 4.125%
HK$17,401
baseline
▲ 0.50% · 4.625%
HK$18,318
+HK$917/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$34,802/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$82,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,079
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,673
−HK$603/mo
Today · 4.125%
HK$20,276
baseline
▲ 0.50% · 4.625%
HK$21,510
+HK$1,234/mo
Deposit HK$465K · loan HK$4.18M · min. income ≈ HK$40,552/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$82,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,226
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,795
−HK$577/mo
Today · 4.125%
HK$22,372
baseline
▲ 0.50% · 4.625%
HK$23,552
+HK$1,180/mo
Deposit HK$465K · loan HK$4.18M · min. income ≈ HK$44,744/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$82,348 · Scale 2, in force from 26 Feb 2026)