LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,004
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$109,301
−HK$3,350/mo
Today · 4.125%
HK$112,651
baseline
▲ 0.50% · 4.625%
HK$119,506
+HK$6,855/mo
Deposit HK$23.24M · loan HK$23.24M · min. income ≈ HK$225,302/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$1,975,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,928
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$121,091
−HK$3,208/mo
Today · 4.125%
HK$124,299
baseline
▲ 0.50% · 4.625%
HK$130,851
+HK$6,552/mo
Deposit HK$23.24M · loan HK$23.24M · min. income ≈ HK$248,598/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$1,975,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,204
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,161
−HK$4,020/mo
Today · 4.125%
HK$135,181
baseline
▲ 0.50% · 4.625%
HK$143,407
+HK$8,226/mo
Deposit HK$18.60M · loan HK$27.89M · min. income ≈ HK$270,362/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,975,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,514
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$145,309
−HK$3,850/mo
Today · 4.125%
HK$149,159
baseline
▲ 0.50% · 4.625%
HK$157,022
+HK$7,863/mo
Deposit HK$18.60M · loan HK$27.89M · min. income ≈ HK$298,318/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,975,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,405
−HK$9,306/mo
▼ 0.25% · 3.875%
HK$153,021
−HK$4,690/mo
Today · 4.125%
HK$157,711
baseline
▲ 0.50% · 4.625%
HK$167,308
+HK$9,597/mo
Deposit HK$13.95M · loan HK$32.54M · min. income ≈ HK$315,422/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,975,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,099
−HK$8,920/mo
▼ 0.25% · 3.875%
HK$169,527
−HK$4,492/mo
Today · 4.125%
HK$174,019
baseline
▲ 0.50% · 4.625%
HK$183,192
+HK$9,173/mo
Deposit HK$13.95M · loan HK$32.54M · min. income ≈ HK$348,038/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,975,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,807
−HK$11,965/mo
▼ 0.25% · 3.875%
HK$196,742
−HK$6,030/mo
Today · 4.125%
HK$202,772
baseline
▲ 0.50% · 4.625%
HK$215,110
+HK$12,338/mo
Deposit HK$4.65M · loan HK$41.84M · min. income ≈ HK$405,544/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,975,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,271
−HK$11,468/mo
▼ 0.25% · 3.875%
HK$217,963
−HK$5,776/mo
Today · 4.125%
HK$223,739
baseline
▲ 0.50% · 4.625%
HK$235,532
+HK$11,793/mo
Deposit HK$4.65M · loan HK$41.84M · min. income ≈ HK$447,478/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$1,975,724 · Scale 2, in force from 26 Feb 2026)