LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,602
−HK$665/mo
▼ 0.25% · 3.875%
HK$10,932
−HK$335/mo
Today · 4.125%
HK$11,267
baseline
▲ 0.50% · 4.625%
HK$11,953
+HK$686/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$22,534/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$82,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,795
−HK$637/mo
▼ 0.25% · 3.875%
HK$12,111
−HK$321/mo
Today · 4.125%
HK$12,432
baseline
▲ 0.50% · 4.625%
HK$13,087
+HK$655/mo
Deposit HK$2.32M · loan HK$2.32M · min. income ≈ HK$24,864/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$82,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,723
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,118
−HK$402/mo
Today · 4.125%
HK$13,520
baseline
▲ 0.50% · 4.625%
HK$14,343
+HK$823/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$27,040/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$82,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,154
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,533
−HK$385/mo
Today · 4.125%
HK$14,918
baseline
▲ 0.50% · 4.625%
HK$15,705
+HK$787/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$29,836/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$82,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,843
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,305
−HK$469/mo
Today · 4.125%
HK$15,774
baseline
▲ 0.50% · 4.625%
HK$16,734
+HK$960/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$31,548/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$82,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,513
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,955
−HK$450/mo
Today · 4.125%
HK$17,405
baseline
▲ 0.50% · 4.625%
HK$18,322
+HK$917/mo
Deposit HK$1.39M · loan HK$3.25M · min. income ≈ HK$34,810/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$82,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,084
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,677
−HK$603/mo
Today · 4.125%
HK$20,280
baseline
▲ 0.50% · 4.625%
HK$21,515
+HK$1,235/mo
Deposit HK$465K · loan HK$4.18M · min. income ≈ HK$40,560/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$82,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,230
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,800
−HK$578/mo
Today · 4.125%
HK$22,378
baseline
▲ 0.50% · 4.625%
HK$23,557
+HK$1,179/mo
Deposit HK$465K · loan HK$4.18M · min. income ≈ HK$44,756/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$82,452 · Scale 2, in force from 26 Feb 2026)