LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,025
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$109,323
−HK$3,350/mo
Today · 4.125%
HK$112,673
baseline
▲ 0.50% · 4.625%
HK$119,529
+HK$6,856/mo
Deposit HK$23.25M · loan HK$23.25M · min. income ≈ HK$225,346/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$1,976,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,951
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$121,115
−HK$3,209/mo
Today · 4.125%
HK$124,324
baseline
▲ 0.50% · 4.625%
HK$130,877
+HK$6,553/mo
Deposit HK$23.25M · loan HK$23.25M · min. income ≈ HK$248,648/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$1,976,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,230
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$131,187
−HK$4,021/mo
Today · 4.125%
HK$135,208
baseline
▲ 0.50% · 4.625%
HK$143,435
+HK$8,227/mo
Deposit HK$18.60M · loan HK$27.90M · min. income ≈ HK$270,416/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,976,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,542
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$145,338
−HK$3,851/mo
Today · 4.125%
HK$149,189
baseline
▲ 0.50% · 4.625%
HK$157,053
+HK$7,864/mo
Deposit HK$18.60M · loan HK$27.90M · min. income ≈ HK$298,378/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$1,976,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,434
−HK$9,309/mo
▼ 0.25% · 3.875%
HK$153,052
−HK$4,691/mo
Today · 4.125%
HK$157,743
baseline
▲ 0.50% · 4.625%
HK$167,341
+HK$9,598/mo
Deposit HK$13.95M · loan HK$32.55M · min. income ≈ HK$315,486/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,132
−HK$8,921/mo
▼ 0.25% · 3.875%
HK$169,561
−HK$4,492/mo
Today · 4.125%
HK$174,053
baseline
▲ 0.50% · 4.625%
HK$183,228
+HK$9,175/mo
Deposit HK$13.95M · loan HK$32.55M · min. income ≈ HK$348,106/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,844
−HK$11,968/mo
▼ 0.25% · 3.875%
HK$196,781
−HK$6,031/mo
Today · 4.125%
HK$202,812
baseline
▲ 0.50% · 4.625%
HK$215,153
+HK$12,341/mo
Deposit HK$4.65M · loan HK$41.85M · min. income ≈ HK$405,624/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,312
−HK$11,471/mo
▼ 0.25% · 3.875%
HK$218,006
−HK$5,777/mo
Today · 4.125%
HK$223,783
baseline
▲ 0.50% · 4.625%
HK$235,579
+HK$11,796/mo
Deposit HK$4.65M · loan HK$41.85M · min. income ≈ HK$447,566/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,114 · Scale 2, in force from 26 Feb 2026)