LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,032
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$109,330
−HK$3,351/mo
Today · 4.125%
HK$112,681
baseline
▲ 0.50% · 4.625%
HK$119,537
+HK$6,856/mo
Deposit HK$23.25M · loan HK$23.25M · min. income ≈ HK$225,362/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$1,976,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,959
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$121,123
−HK$3,209/mo
Today · 4.125%
HK$124,332
baseline
▲ 0.50% · 4.625%
HK$130,886
+HK$6,554/mo
Deposit HK$23.25M · loan HK$23.25M · min. income ≈ HK$248,664/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$1,976,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,238
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$131,196
−HK$4,021/mo
Today · 4.125%
HK$135,217
baseline
▲ 0.50% · 4.625%
HK$143,445
+HK$8,228/mo
Deposit HK$18.60M · loan HK$27.90M · min. income ≈ HK$270,434/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,551
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$145,347
−HK$3,852/mo
Today · 4.125%
HK$149,199
baseline
▲ 0.50% · 4.625%
HK$157,063
+HK$7,864/mo
Deposit HK$18.60M · loan HK$27.90M · min. income ≈ HK$298,398/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,444
−HK$9,309/mo
▼ 0.25% · 3.875%
HK$153,062
−HK$4,691/mo
Today · 4.125%
HK$157,753
baseline
▲ 0.50% · 4.625%
HK$167,352
+HK$9,599/mo
Deposit HK$13.95M · loan HK$32.55M · min. income ≈ HK$315,506/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,143
−HK$8,922/mo
▼ 0.25% · 3.875%
HK$169,572
−HK$4,493/mo
Today · 4.125%
HK$174,065
baseline
▲ 0.50% · 4.625%
HK$183,240
+HK$9,175/mo
Deposit HK$13.95M · loan HK$32.55M · min. income ≈ HK$348,130/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,857
−HK$11,968/mo
▼ 0.25% · 3.875%
HK$196,794
−HK$6,031/mo
Today · 4.125%
HK$202,825
baseline
▲ 0.50% · 4.625%
HK$215,167
+HK$12,342/mo
Deposit HK$4.65M · loan HK$41.85M · min. income ≈ HK$405,650/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,326
−HK$11,472/mo
▼ 0.25% · 3.875%
HK$218,021
−HK$5,777/mo
Today · 4.125%
HK$223,798
baseline
▲ 0.50% · 4.625%
HK$235,594
+HK$11,796/mo
Deposit HK$4.65M · loan HK$41.85M · min. income ≈ HK$447,596/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,245 · Scale 2, in force from 26 Feb 2026)