LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,034
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$109,332
−HK$3,351/mo
Today · 4.125%
HK$112,683
baseline
▲ 0.50% · 4.625%
HK$119,540
+HK$6,857/mo
Deposit HK$23.25M · loan HK$23.25M · min. income ≈ HK$225,366/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$1,976,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,962
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$121,126
−HK$3,209/mo
Today · 4.125%
HK$124,335
baseline
▲ 0.50% · 4.625%
HK$130,889
+HK$6,554/mo
Deposit HK$23.25M · loan HK$23.25M · min. income ≈ HK$248,670/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$1,976,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,241
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$131,199
−HK$4,021/mo
Today · 4.125%
HK$135,220
baseline
▲ 0.50% · 4.625%
HK$143,448
+HK$8,228/mo
Deposit HK$18.60M · loan HK$27.90M · min. income ≈ HK$270,440/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,554
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$145,351
−HK$3,851/mo
Today · 4.125%
HK$149,202
baseline
▲ 0.50% · 4.625%
HK$157,067
+HK$7,865/mo
Deposit HK$18.60M · loan HK$27.90M · min. income ≈ HK$298,404/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,448
−HK$9,309/mo
▼ 0.25% · 3.875%
HK$153,065
−HK$4,692/mo
Today · 4.125%
HK$157,757
baseline
▲ 0.50% · 4.625%
HK$167,356
+HK$9,599/mo
Deposit HK$13.95M · loan HK$32.55M · min. income ≈ HK$315,514/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,147
−HK$8,922/mo
▼ 0.25% · 3.875%
HK$169,576
−HK$4,493/mo
Today · 4.125%
HK$174,069
baseline
▲ 0.50% · 4.625%
HK$183,245
+HK$9,176/mo
Deposit HK$13.95M · loan HK$32.55M · min. income ≈ HK$348,138/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,862
−HK$11,968/mo
▼ 0.25% · 3.875%
HK$196,798
−HK$6,032/mo
Today · 4.125%
HK$202,830
baseline
▲ 0.50% · 4.625%
HK$215,172
+HK$12,342/mo
Deposit HK$4.65M · loan HK$41.85M · min. income ≈ HK$405,660/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,332
−HK$11,471/mo
▼ 0.25% · 3.875%
HK$218,026
−HK$5,777/mo
Today · 4.125%
HK$223,803
baseline
▲ 0.50% · 4.625%
HK$235,600
+HK$11,797/mo
Deposit HK$4.65M · loan HK$41.85M · min. income ≈ HK$447,606/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,293 · Scale 2, in force from 26 Feb 2026)