LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,065
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$109,364
−HK$3,352/mo
Today · 4.125%
HK$112,716
baseline
▲ 0.50% · 4.625%
HK$119,574
+HK$6,858/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$225,432/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$1,976,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,996
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$121,160
−HK$3,211/mo
Today · 4.125%
HK$124,371
baseline
▲ 0.50% · 4.625%
HK$130,927
+HK$6,556/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$248,742/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$1,976,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,278
−HK$7,981/mo
▼ 0.25% · 3.875%
HK$131,237
−HK$4,022/mo
Today · 4.125%
HK$135,259
baseline
▲ 0.50% · 4.625%
HK$143,489
+HK$8,230/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$270,518/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,595
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$145,393
−HK$3,852/mo
Today · 4.125%
HK$149,245
baseline
▲ 0.50% · 4.625%
HK$157,112
+HK$7,867/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$298,490/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,491
−HK$9,311/mo
▼ 0.25% · 3.875%
HK$153,109
−HK$4,693/mo
Today · 4.125%
HK$157,802
baseline
▲ 0.50% · 4.625%
HK$167,404
+HK$9,602/mo
Deposit HK$13.95M · loan HK$32.56M · min. income ≈ HK$315,604/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,194
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$169,625
−HK$4,494/mo
Today · 4.125%
HK$174,119
baseline
▲ 0.50% · 4.625%
HK$183,297
+HK$9,178/mo
Deposit HK$13.95M · loan HK$32.56M · min. income ≈ HK$348,238/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,916
−HK$11,973/mo
▼ 0.25% · 3.875%
HK$196,855
−HK$6,034/mo
Today · 4.125%
HK$202,889
baseline
▲ 0.50% · 4.625%
HK$215,234
+HK$12,345/mo
Deposit HK$4.65M · loan HK$41.86M · min. income ≈ HK$405,778/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,393
−HK$11,474/mo
▼ 0.25% · 3.875%
HK$218,089
−HK$5,778/mo
Today · 4.125%
HK$223,867
baseline
▲ 0.50% · 4.625%
HK$235,668
+HK$11,801/mo
Deposit HK$4.65M · loan HK$41.86M · min. income ≈ HK$447,734/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,861 · Scale 2, in force from 26 Feb 2026)