LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,067
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,367
−HK$3,352/mo
Today · 4.125%
HK$112,719
baseline
▲ 0.50% · 4.625%
HK$119,577
+HK$6,858/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$225,438/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$1,976,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,999
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$121,164
−HK$3,210/mo
Today · 4.125%
HK$124,374
baseline
▲ 0.50% · 4.625%
HK$130,930
+HK$6,556/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$248,748/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$1,976,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,281
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$131,240
−HK$4,023/mo
Today · 4.125%
HK$135,263
baseline
▲ 0.50% · 4.625%
HK$143,493
+HK$8,230/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$270,526/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,599
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$145,396
−HK$3,853/mo
Today · 4.125%
HK$149,249
baseline
▲ 0.50% · 4.625%
HK$157,116
+HK$7,867/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$298,498/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,494
−HK$9,312/mo
▼ 0.25% · 3.875%
HK$153,113
−HK$4,693/mo
Today · 4.125%
HK$157,806
baseline
▲ 0.50% · 4.625%
HK$167,408
+HK$9,602/mo
Deposit HK$13.95M · loan HK$32.56M · min. income ≈ HK$315,612/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,199
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$169,629
−HK$4,495/mo
Today · 4.125%
HK$174,124
baseline
▲ 0.50% · 4.625%
HK$183,302
+HK$9,178/mo
Deposit HK$13.95M · loan HK$32.56M · min. income ≈ HK$348,248/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,921
−HK$11,973/mo
▼ 0.25% · 3.875%
HK$196,860
−HK$6,034/mo
Today · 4.125%
HK$202,894
baseline
▲ 0.50% · 4.625%
HK$215,239
+HK$12,345/mo
Deposit HK$4.65M · loan HK$41.86M · min. income ≈ HK$405,788/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,398
−HK$11,475/mo
▼ 0.25% · 3.875%
HK$218,095
−HK$5,778/mo
Today · 4.125%
HK$223,873
baseline
▲ 0.50% · 4.625%
HK$235,674
+HK$11,801/mo
Deposit HK$4.65M · loan HK$41.86M · min. income ≈ HK$447,746/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,913 · Scale 2, in force from 26 Feb 2026)