LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,071
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$109,370
−HK$3,352/mo
Today · 4.125%
HK$112,722
baseline
▲ 0.50% · 4.625%
HK$119,581
+HK$6,859/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$225,444/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,976,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,003
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$121,168
−HK$3,210/mo
Today · 4.125%
HK$124,378
baseline
▲ 0.50% · 4.625%
HK$130,934
+HK$6,556/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$248,756/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,976,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,285
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$131,244
−HK$4,023/mo
Today · 4.125%
HK$135,267
baseline
▲ 0.50% · 4.625%
HK$143,498
+HK$8,231/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$270,534/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,603
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$145,401
−HK$3,853/mo
Today · 4.125%
HK$149,254
baseline
▲ 0.50% · 4.625%
HK$157,121
+HK$7,867/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$298,508/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,499
−HK$9,312/mo
▼ 0.25% · 3.875%
HK$153,118
−HK$4,693/mo
Today · 4.125%
HK$157,811
baseline
▲ 0.50% · 4.625%
HK$167,414
+HK$9,603/mo
Deposit HK$13.96M · loan HK$32.56M · min. income ≈ HK$315,622/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,204
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$169,635
−HK$4,494/mo
Today · 4.125%
HK$174,129
baseline
▲ 0.50% · 4.625%
HK$183,308
+HK$9,179/mo
Deposit HK$13.96M · loan HK$32.56M · min. income ≈ HK$348,258/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,927
−HK$11,973/mo
▼ 0.25% · 3.875%
HK$196,866
−HK$6,034/mo
Today · 4.125%
HK$202,900
baseline
▲ 0.50% · 4.625%
HK$215,246
+HK$12,346/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$405,800/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,405
−HK$11,475/mo
▼ 0.25% · 3.875%
HK$218,102
−HK$5,778/mo
Today · 4.125%
HK$223,880
baseline
▲ 0.50% · 4.625%
HK$235,682
+HK$11,802/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$447,760/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,976 · Scale 2, in force from 26 Feb 2026)