LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,072
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$109,371
−HK$3,352/mo
Today · 4.125%
HK$112,723
baseline
▲ 0.50% · 4.625%
HK$119,582
+HK$6,859/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$225,446/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,976,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,004
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$121,168
−HK$3,211/mo
Today · 4.125%
HK$124,379
baseline
▲ 0.50% · 4.625%
HK$130,935
+HK$6,556/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$248,758/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,976,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,286
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$131,245
−HK$4,023/mo
Today · 4.125%
HK$135,268
baseline
▲ 0.50% · 4.625%
HK$143,499
+HK$8,231/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$270,536/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,604
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$145,402
−HK$3,853/mo
Today · 4.125%
HK$149,255
baseline
▲ 0.50% · 4.625%
HK$157,122
+HK$7,867/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$298,510/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,976,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,500
−HK$9,313/mo
▼ 0.25% · 3.875%
HK$153,119
−HK$4,694/mo
Today · 4.125%
HK$157,813
baseline
▲ 0.50% · 4.625%
HK$167,415
+HK$9,602/mo
Deposit HK$13.96M · loan HK$32.56M · min. income ≈ HK$315,626/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,205
−HK$8,926/mo
▼ 0.25% · 3.875%
HK$169,636
−HK$4,495/mo
Today · 4.125%
HK$174,131
baseline
▲ 0.50% · 4.625%
HK$183,309
+HK$9,178/mo
Deposit HK$13.96M · loan HK$32.56M · min. income ≈ HK$348,262/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,976,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,929
−HK$11,973/mo
▼ 0.25% · 3.875%
HK$196,868
−HK$6,034/mo
Today · 4.125%
HK$202,902
baseline
▲ 0.50% · 4.625%
HK$215,248
+HK$12,346/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$405,804/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,406
−HK$11,476/mo
▼ 0.25% · 3.875%
HK$218,103
−HK$5,779/mo
Today · 4.125%
HK$223,882
baseline
▲ 0.50% · 4.625%
HK$235,683
+HK$11,801/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$447,764/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,976,990 · Scale 2, in force from 26 Feb 2026)