LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,076
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$109,375
−HK$3,352/mo
Today · 4.125%
HK$112,727
baseline
▲ 0.50% · 4.625%
HK$119,587
+HK$6,860/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$225,454/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,977,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,008
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,173
−HK$3,211/mo
Today · 4.125%
HK$124,384
baseline
▲ 0.50% · 4.625%
HK$130,940
+HK$6,556/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$248,768/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,977,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,291
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$131,250
−HK$4,023/mo
Today · 4.125%
HK$135,273
baseline
▲ 0.50% · 4.625%
HK$143,504
+HK$8,231/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$270,546/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,977,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,610
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$145,407
−HK$3,853/mo
Today · 4.125%
HK$149,260
baseline
▲ 0.50% · 4.625%
HK$157,128
+HK$7,868/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$298,520/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$1,977,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,506
−HK$9,312/mo
▼ 0.25% · 3.875%
HK$153,125
−HK$4,693/mo
Today · 4.125%
HK$157,818
baseline
▲ 0.50% · 4.625%
HK$167,421
+HK$9,603/mo
Deposit HK$13.96M · loan HK$32.56M · min. income ≈ HK$315,636/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,977,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,211
−HK$8,926/mo
▼ 0.25% · 3.875%
HK$169,642
−HK$4,495/mo
Today · 4.125%
HK$174,137
baseline
▲ 0.50% · 4.625%
HK$183,316
+HK$9,179/mo
Deposit HK$13.96M · loan HK$32.56M · min. income ≈ HK$348,274/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,977,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,936
−HK$11,973/mo
▼ 0.25% · 3.875%
HK$196,875
−HK$6,034/mo
Today · 4.125%
HK$202,909
baseline
▲ 0.50% · 4.625%
HK$215,256
+HK$12,347/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$405,818/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,414
−HK$11,476/mo
▼ 0.25% · 3.875%
HK$218,111
−HK$5,779/mo
Today · 4.125%
HK$223,890
baseline
▲ 0.50% · 4.625%
HK$235,692
+HK$11,802/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$447,780/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,063 · Scale 2, in force from 26 Feb 2026)