LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,078
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,378
−HK$3,352/mo
Today · 4.125%
HK$112,730
baseline
▲ 0.50% · 4.625%
HK$119,590
+HK$6,860/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$225,460/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,977,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,011
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,176
−HK$3,211/mo
Today · 4.125%
HK$124,387
baseline
▲ 0.50% · 4.625%
HK$130,944
+HK$6,557/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$248,774/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,977,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,294
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$131,254
−HK$4,023/mo
Today · 4.125%
HK$135,277
baseline
▲ 0.50% · 4.625%
HK$143,508
+HK$8,231/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$270,554/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,977,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,613
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$145,411
−HK$3,853/mo
Today · 4.125%
HK$149,264
baseline
▲ 0.50% · 4.625%
HK$157,132
+HK$7,868/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$298,528/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,977,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,510
−HK$9,313/mo
▼ 0.25% · 3.875%
HK$153,129
−HK$4,694/mo
Today · 4.125%
HK$157,823
baseline
▲ 0.50% · 4.625%
HK$167,426
+HK$9,603/mo
Deposit HK$13.96M · loan HK$32.56M · min. income ≈ HK$315,646/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,977,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,216
−HK$8,926/mo
▼ 0.25% · 3.875%
HK$169,647
−HK$4,495/mo
Today · 4.125%
HK$174,142
baseline
▲ 0.50% · 4.625%
HK$183,321
+HK$9,179/mo
Deposit HK$13.96M · loan HK$32.56M · min. income ≈ HK$348,284/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,977,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,941
−HK$11,974/mo
▼ 0.25% · 3.875%
HK$196,880
−HK$6,035/mo
Today · 4.125%
HK$202,915
baseline
▲ 0.50% · 4.625%
HK$215,262
+HK$12,347/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$405,830/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,420
−HK$11,476/mo
▼ 0.25% · 3.875%
HK$218,117
−HK$5,779/mo
Today · 4.125%
HK$223,896
baseline
▲ 0.50% · 4.625%
HK$235,698
+HK$11,802/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$447,792/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,116 · Scale 2, in force from 26 Feb 2026)