LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,083
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,382
−HK$3,353/mo
Today · 4.125%
HK$112,735
baseline
▲ 0.50% · 4.625%
HK$119,595
+HK$6,860/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$225,470/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,977,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,016
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,181
−HK$3,211/mo
Today · 4.125%
HK$124,392
baseline
▲ 0.50% · 4.625%
HK$130,949
+HK$6,557/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$248,784/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,977,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,299
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$131,259
−HK$4,023/mo
Today · 4.125%
HK$135,282
baseline
▲ 0.50% · 4.625%
HK$143,513
+HK$8,231/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$270,564/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,977,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,619
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$145,417
−HK$3,853/mo
Today · 4.125%
HK$149,270
baseline
▲ 0.50% · 4.625%
HK$157,138
+HK$7,868/mo
Deposit HK$18.61M · loan HK$27.91M · min. income ≈ HK$298,540/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,977,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,516
−HK$9,313/mo
▼ 0.25% · 3.875%
HK$153,135
−HK$4,694/mo
Today · 4.125%
HK$157,829
baseline
▲ 0.50% · 4.625%
HK$167,432
+HK$9,603/mo
Deposit HK$13.96M · loan HK$32.57M · min. income ≈ HK$315,658/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,977,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,222
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$169,653
−HK$4,496/mo
Today · 4.125%
HK$174,149
baseline
▲ 0.50% · 4.625%
HK$183,328
+HK$9,179/mo
Deposit HK$13.96M · loan HK$32.57M · min. income ≈ HK$348,298/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,977,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,949
−HK$11,974/mo
▼ 0.25% · 3.875%
HK$196,888
−HK$6,035/mo
Today · 4.125%
HK$202,923
baseline
▲ 0.50% · 4.625%
HK$215,270
+HK$12,347/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$405,846/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,428
−HK$11,477/mo
▼ 0.25% · 3.875%
HK$218,126
−HK$5,779/mo
Today · 4.125%
HK$223,905
baseline
▲ 0.50% · 4.625%
HK$235,708
+HK$11,803/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$447,810/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,194 · Scale 2, in force from 26 Feb 2026)