LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,090
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$109,390
−HK$3,353/mo
Today · 4.125%
HK$112,743
baseline
▲ 0.50% · 4.625%
HK$119,603
+HK$6,860/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$225,486/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,977,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,024
−HK$6,377/mo
▼ 0.25% · 3.875%
HK$121,189
−HK$3,212/mo
Today · 4.125%
HK$124,401
baseline
▲ 0.50% · 4.625%
HK$130,958
+HK$6,557/mo
Deposit HK$23.26M · loan HK$23.26M · min. income ≈ HK$248,802/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$1,977,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,308
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$131,268
−HK$4,023/mo
Today · 4.125%
HK$135,291
baseline
▲ 0.50% · 4.625%
HK$143,524
+HK$8,233/mo
Deposit HK$18.61M · loan HK$27.92M · min. income ≈ HK$270,582/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,977,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,629
−HK$7,652/mo
▼ 0.25% · 3.875%
HK$145,427
−HK$3,854/mo
Today · 4.125%
HK$149,281
baseline
▲ 0.50% · 4.625%
HK$157,149
+HK$7,868/mo
Deposit HK$18.61M · loan HK$27.92M · min. income ≈ HK$298,562/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,977,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,526
−HK$9,314/mo
▼ 0.25% · 3.875%
HK$153,146
−HK$4,694/mo
Today · 4.125%
HK$157,840
baseline
▲ 0.50% · 4.625%
HK$167,444
+HK$9,604/mo
Deposit HK$13.96M · loan HK$32.57M · min. income ≈ HK$315,680/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,977,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,234
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$169,665
−HK$4,496/mo
Today · 4.125%
HK$174,161
baseline
▲ 0.50% · 4.625%
HK$183,341
+HK$9,180/mo
Deposit HK$13.96M · loan HK$32.57M · min. income ≈ HK$348,322/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,977,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,962
−HK$11,975/mo
▼ 0.25% · 3.875%
HK$196,902
−HK$6,035/mo
Today · 4.125%
HK$202,937
baseline
▲ 0.50% · 4.625%
HK$215,285
+HK$12,348/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$405,874/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,443
−HK$11,478/mo
▼ 0.25% · 3.875%
HK$218,141
−HK$5,780/mo
Today · 4.125%
HK$223,921
baseline
▲ 0.50% · 4.625%
HK$235,724
+HK$11,803/mo
Deposit HK$4.65M · loan HK$41.87M · min. income ≈ HK$447,842/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,334 · Scale 2, in force from 26 Feb 2026)