LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,120
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$109,421
−HK$3,353/mo
Today · 4.125%
HK$112,774
baseline
▲ 0.50% · 4.625%
HK$119,636
+HK$6,862/mo
Deposit HK$23.27M · loan HK$23.27M · min. income ≈ HK$225,548/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,977,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,057
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$121,223
−HK$3,212/mo
Today · 4.125%
HK$124,435
baseline
▲ 0.50% · 4.625%
HK$130,995
+HK$6,560/mo
Deposit HK$23.27M · loan HK$23.27M · min. income ≈ HK$248,870/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,977,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,344
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$131,305
−HK$4,024/mo
Today · 4.125%
HK$135,329
baseline
▲ 0.50% · 4.625%
HK$143,564
+HK$8,235/mo
Deposit HK$18.62M · loan HK$27.92M · min. income ≈ HK$270,658/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,977,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,669
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$145,468
−HK$3,855/mo
Today · 4.125%
HK$149,323
baseline
▲ 0.50% · 4.625%
HK$157,194
+HK$7,871/mo
Deposit HK$18.62M · loan HK$27.92M · min. income ≈ HK$298,646/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,977,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,568
−HK$9,316/mo
▼ 0.25% · 3.875%
HK$153,189
−HK$4,695/mo
Today · 4.125%
HK$157,884
baseline
▲ 0.50% · 4.625%
HK$167,491
+HK$9,607/mo
Deposit HK$13.96M · loan HK$32.58M · min. income ≈ HK$315,768/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,977,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,280
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$169,713
−HK$4,497/mo
Today · 4.125%
HK$174,210
baseline
▲ 0.50% · 4.625%
HK$183,392
+HK$9,182/mo
Deposit HK$13.96M · loan HK$32.58M · min. income ≈ HK$348,420/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,977,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,016
−HK$11,978/mo
▼ 0.25% · 3.875%
HK$196,957
−HK$6,037/mo
Today · 4.125%
HK$202,994
baseline
▲ 0.50% · 4.625%
HK$215,346
+HK$12,352/mo
Deposit HK$4.65M · loan HK$41.88M · min. income ≈ HK$405,988/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,503
−HK$11,481/mo
▼ 0.25% · 3.875%
HK$218,202
−HK$5,782/mo
Today · 4.125%
HK$223,984
baseline
▲ 0.50% · 4.625%
HK$235,790
+HK$11,806/mo
Deposit HK$4.65M · loan HK$41.88M · min. income ≈ HK$447,968/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,888 · Scale 2, in force from 26 Feb 2026)