LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,121
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$109,421
−HK$3,354/mo
Today · 4.125%
HK$112,775
baseline
▲ 0.50% · 4.625%
HK$119,637
+HK$6,862/mo
Deposit HK$23.27M · loan HK$23.27M · min. income ≈ HK$225,550/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,977,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,058
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$121,224
−HK$3,212/mo
Today · 4.125%
HK$124,436
baseline
▲ 0.50% · 4.625%
HK$130,996
+HK$6,560/mo
Deposit HK$23.27M · loan HK$23.27M · min. income ≈ HK$248,872/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,977,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,345
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$131,306
−HK$4,024/mo
Today · 4.125%
HK$135,330
baseline
▲ 0.50% · 4.625%
HK$143,565
+HK$8,235/mo
Deposit HK$18.62M · loan HK$27.92M · min. income ≈ HK$270,660/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,977,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,670
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$145,469
−HK$3,855/mo
Today · 4.125%
HK$149,324
baseline
▲ 0.50% · 4.625%
HK$157,195
+HK$7,871/mo
Deposit HK$18.62M · loan HK$27.92M · min. income ≈ HK$298,648/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,977,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,569
−HK$9,316/mo
▼ 0.25% · 3.875%
HK$153,190
−HK$4,695/mo
Today · 4.125%
HK$157,885
baseline
▲ 0.50% · 4.625%
HK$167,492
+HK$9,607/mo
Deposit HK$13.96M · loan HK$32.58M · min. income ≈ HK$315,770/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,977,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,281
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$169,714
−HK$4,497/mo
Today · 4.125%
HK$174,211
baseline
▲ 0.50% · 4.625%
HK$183,394
+HK$9,183/mo
Deposit HK$13.96M · loan HK$32.58M · min. income ≈ HK$348,422/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,977,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,017
−HK$11,978/mo
▼ 0.25% · 3.875%
HK$196,959
−HK$6,036/mo
Today · 4.125%
HK$202,995
baseline
▲ 0.50% · 4.625%
HK$215,347
+HK$12,352/mo
Deposit HK$4.65M · loan HK$41.88M · min. income ≈ HK$405,990/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,504
−HK$11,481/mo
▼ 0.25% · 3.875%
HK$218,204
−HK$5,781/mo
Today · 4.125%
HK$223,985
baseline
▲ 0.50% · 4.625%
HK$235,792
+HK$11,807/mo
Deposit HK$4.65M · loan HK$41.88M · min. income ≈ HK$447,970/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,977,902 · Scale 2, in force from 26 Feb 2026)