LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,129
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$109,430
−HK$3,354/mo
Today · 4.125%
HK$112,784
baseline
▲ 0.50% · 4.625%
HK$119,647
+HK$6,863/mo
Deposit HK$23.27M · loan HK$23.27M · min. income ≈ HK$225,568/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,978,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,067
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$121,234
−HK$3,212/mo
Today · 4.125%
HK$124,446
baseline
▲ 0.50% · 4.625%
HK$131,006
+HK$6,560/mo
Deposit HK$23.27M · loan HK$23.27M · min. income ≈ HK$248,892/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,978,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,355
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$131,316
−HK$4,025/mo
Today · 4.125%
HK$135,341
baseline
▲ 0.50% · 4.625%
HK$143,576
+HK$8,235/mo
Deposit HK$18.62M · loan HK$27.93M · min. income ≈ HK$270,682/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,681
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$145,480
−HK$3,855/mo
Today · 4.125%
HK$149,335
baseline
▲ 0.50% · 4.625%
HK$157,207
+HK$7,872/mo
Deposit HK$18.62M · loan HK$27.93M · min. income ≈ HK$298,670/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,580
−HK$9,318/mo
▼ 0.25% · 3.875%
HK$153,202
−HK$4,696/mo
Today · 4.125%
HK$157,898
baseline
▲ 0.50% · 4.625%
HK$167,505
+HK$9,607/mo
Deposit HK$13.96M · loan HK$32.58M · min. income ≈ HK$315,796/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,978,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,294
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$169,727
−HK$4,497/mo
Today · 4.125%
HK$174,224
baseline
▲ 0.50% · 4.625%
HK$183,408
+HK$9,184/mo
Deposit HK$13.96M · loan HK$32.58M · min. income ≈ HK$348,448/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,978,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,032
−HK$11,979/mo
▼ 0.25% · 3.875%
HK$196,974
−HK$6,037/mo
Today · 4.125%
HK$203,011
baseline
▲ 0.50% · 4.625%
HK$215,364
+HK$12,353/mo
Deposit HK$4.65M · loan HK$41.89M · min. income ≈ HK$406,022/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,978,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,521
−HK$11,482/mo
▼ 0.25% · 3.875%
HK$218,221
−HK$5,782/mo
Today · 4.125%
HK$224,003
baseline
▲ 0.50% · 4.625%
HK$235,810
+HK$11,807/mo
Deposit HK$4.65M · loan HK$41.89M · min. income ≈ HK$448,006/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,978,056 · Scale 2, in force from 26 Feb 2026)