LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,131
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$109,432
−HK$3,354/mo
Today · 4.125%
HK$112,786
baseline
▲ 0.50% · 4.625%
HK$119,649
+HK$6,863/mo
Deposit HK$23.27M · loan HK$23.27M · min. income ≈ HK$225,572/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,070
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$121,236
−HK$3,213/mo
Today · 4.125%
HK$124,449
baseline
▲ 0.50% · 4.625%
HK$131,009
+HK$6,560/mo
Deposit HK$23.27M · loan HK$23.27M · min. income ≈ HK$248,898/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,357
−HK$7,987/mo
▼ 0.25% · 3.875%
HK$131,319
−HK$4,025/mo
Today · 4.125%
HK$135,344
baseline
▲ 0.50% · 4.625%
HK$143,579
+HK$8,235/mo
Deposit HK$18.62M · loan HK$27.93M · min. income ≈ HK$270,688/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,684
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$145,484
−HK$3,854/mo
Today · 4.125%
HK$149,338
baseline
▲ 0.50% · 4.625%
HK$157,210
+HK$7,872/mo
Deposit HK$18.62M · loan HK$27.93M · min. income ≈ HK$298,676/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,584
−HK$9,317/mo
▼ 0.25% · 3.875%
HK$153,205
−HK$4,696/mo
Today · 4.125%
HK$157,901
baseline
▲ 0.50% · 4.625%
HK$167,509
+HK$9,608/mo
Deposit HK$13.96M · loan HK$32.58M · min. income ≈ HK$315,802/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,298
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$169,731
−HK$4,497/mo
Today · 4.125%
HK$174,228
baseline
▲ 0.50% · 4.625%
HK$183,412
+HK$9,184/mo
Deposit HK$13.96M · loan HK$32.58M · min. income ≈ HK$348,456/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,036
−HK$11,980/mo
▼ 0.25% · 3.875%
HK$196,978
−HK$6,038/mo
Today · 4.125%
HK$203,016
baseline
▲ 0.50% · 4.625%
HK$215,369
+HK$12,353/mo
Deposit HK$4.65M · loan HK$41.89M · min. income ≈ HK$406,032/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,978,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,526
−HK$11,482/mo
▼ 0.25% · 3.875%
HK$218,225
−HK$5,783/mo
Today · 4.125%
HK$224,008
baseline
▲ 0.50% · 4.625%
HK$235,815
+HK$11,807/mo
Deposit HK$4.65M · loan HK$41.89M · min. income ≈ HK$448,016/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,978,098 · Scale 2, in force from 26 Feb 2026)