LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,614
−HK$666/mo
▼ 0.25% · 3.875%
HK$10,945
−HK$335/mo
Today · 4.125%
HK$11,280
baseline
▲ 0.50% · 4.625%
HK$11,966
+HK$686/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$22,560/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$82,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,808
−HK$638/mo
▼ 0.25% · 3.875%
HK$12,125
−HK$321/mo
Today · 4.125%
HK$12,446
baseline
▲ 0.50% · 4.625%
HK$13,102
+HK$656/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$24,892/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$82,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,737
−HK$799/mo
▼ 0.25% · 3.875%
HK$13,133
−HK$403/mo
Today · 4.125%
HK$13,536
baseline
▲ 0.50% · 4.625%
HK$14,360
+HK$824/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$27,072/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$82,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,170
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,550
−HK$386/mo
Today · 4.125%
HK$14,936
baseline
▲ 0.50% · 4.625%
HK$15,723
+HK$787/mo
Deposit HK$1.86M · loan HK$2.79M · min. income ≈ HK$29,872/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$82,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,860
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,322
−HK$470/mo
Today · 4.125%
HK$15,792
baseline
▲ 0.50% · 4.625%
HK$16,753
+HK$961/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$31,584/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$82,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,532
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,975
−HK$450/mo
Today · 4.125%
HK$17,425
baseline
▲ 0.50% · 4.625%
HK$18,343
+HK$918/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$34,850/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$82,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,106
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,700
−HK$604/mo
Today · 4.125%
HK$20,304
baseline
▲ 0.50% · 4.625%
HK$21,539
+HK$1,235/mo
Deposit HK$465K · loan HK$4.19M · min. income ≈ HK$40,608/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$82,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,255
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,825
−HK$578/mo
Today · 4.125%
HK$22,403
baseline
▲ 0.50% · 4.625%
HK$23,584
+HK$1,181/mo
Deposit HK$465K · loan HK$4.19M · min. income ≈ HK$44,806/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$82,990 · Scale 2, in force from 26 Feb 2026)