LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,144
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$109,446
−HK$3,354/mo
Today · 4.125%
HK$112,800
baseline
▲ 0.50% · 4.625%
HK$119,664
+HK$6,864/mo
Deposit HK$23.27M · loan HK$23.27M · min. income ≈ HK$225,600/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,978,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,084
−HK$6,380/mo
▼ 0.25% · 3.875%
HK$121,251
−HK$3,213/mo
Today · 4.125%
HK$124,464
baseline
▲ 0.50% · 4.625%
HK$131,025
+HK$6,561/mo
Deposit HK$23.27M · loan HK$23.27M · min. income ≈ HK$248,928/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,978,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,373
−HK$7,987/mo
▼ 0.25% · 3.875%
HK$131,335
−HK$4,025/mo
Today · 4.125%
HK$135,360
baseline
▲ 0.50% · 4.625%
HK$143,597
+HK$8,237/mo
Deposit HK$18.62M · loan HK$27.93M · min. income ≈ HK$270,720/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,701
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$145,502
−HK$3,855/mo
Today · 4.125%
HK$149,357
baseline
▲ 0.50% · 4.625%
HK$157,230
+HK$7,873/mo
Deposit HK$18.62M · loan HK$27.93M · min. income ≈ HK$298,714/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,602
−HK$9,319/mo
▼ 0.25% · 3.875%
HK$153,224
−HK$4,697/mo
Today · 4.125%
HK$157,921
baseline
▲ 0.50% · 4.625%
HK$167,530
+HK$9,609/mo
Deposit HK$13.96M · loan HK$32.58M · min. income ≈ HK$315,842/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,978,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,318
−HK$8,932/mo
▼ 0.25% · 3.875%
HK$169,752
−HK$4,498/mo
Today · 4.125%
HK$174,250
baseline
▲ 0.50% · 4.625%
HK$183,435
+HK$9,185/mo
Deposit HK$13.96M · loan HK$32.58M · min. income ≈ HK$348,500/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,978,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,060
−HK$11,981/mo
▼ 0.25% · 3.875%
HK$197,003
−HK$6,038/mo
Today · 4.125%
HK$203,041
baseline
▲ 0.50% · 4.625%
HK$215,395
+HK$12,354/mo
Deposit HK$4.65M · loan HK$41.89M · min. income ≈ HK$406,082/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,978,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,552
−HK$11,483/mo
▼ 0.25% · 3.875%
HK$218,252
−HK$5,783/mo
Today · 4.125%
HK$224,035
baseline
▲ 0.50% · 4.625%
HK$235,845
+HK$11,810/mo
Deposit HK$4.65M · loan HK$41.89M · min. income ≈ HK$448,070/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,978,343 · Scale 2, in force from 26 Feb 2026)