LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,152
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$109,454
−HK$3,355/mo
Today · 4.125%
HK$112,809
baseline
▲ 0.50% · 4.625%
HK$119,673
+HK$6,864/mo
Deposit HK$23.28M · loan HK$23.28M · min. income ≈ HK$225,618/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,978,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,093
−HK$6,381/mo
▼ 0.25% · 3.875%
HK$121,261
−HK$3,213/mo
Today · 4.125%
HK$124,474
baseline
▲ 0.50% · 4.625%
HK$131,035
+HK$6,561/mo
Deposit HK$23.28M · loan HK$23.28M · min. income ≈ HK$248,948/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$1,978,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,383
−HK$7,988/mo
▼ 0.25% · 3.875%
HK$131,345
−HK$4,026/mo
Today · 4.125%
HK$135,371
baseline
▲ 0.50% · 4.625%
HK$143,608
+HK$8,237/mo
Deposit HK$18.62M · loan HK$27.93M · min. income ≈ HK$270,742/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,712
−HK$7,656/mo
▼ 0.25% · 3.875%
HK$145,513
−HK$3,855/mo
Today · 4.125%
HK$149,368
baseline
▲ 0.50% · 4.625%
HK$157,242
+HK$7,874/mo
Deposit HK$18.62M · loan HK$27.93M · min. income ≈ HK$298,736/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,613
−HK$9,320/mo
▼ 0.25% · 3.875%
HK$153,236
−HK$4,697/mo
Today · 4.125%
HK$157,933
baseline
▲ 0.50% · 4.625%
HK$167,542
+HK$9,609/mo
Deposit HK$13.97M · loan HK$32.59M · min. income ≈ HK$315,866/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,978,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,331
−HK$8,932/mo
▼ 0.25% · 3.875%
HK$169,765
−HK$4,498/mo
Today · 4.125%
HK$174,263
baseline
▲ 0.50% · 4.625%
HK$183,449
+HK$9,186/mo
Deposit HK$13.97M · loan HK$32.59M · min. income ≈ HK$348,526/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,978,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,074
−HK$11,982/mo
▼ 0.25% · 3.875%
HK$197,018
−HK$6,038/mo
Today · 4.125%
HK$203,056
baseline
▲ 0.50% · 4.625%
HK$215,412
+HK$12,356/mo
Deposit HK$4.66M · loan HK$41.90M · min. income ≈ HK$406,112/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,978,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,568
−HK$11,485/mo
▼ 0.25% · 3.875%
HK$218,269
−HK$5,784/mo
Today · 4.125%
HK$224,053
baseline
▲ 0.50% · 4.625%
HK$235,863
+HK$11,810/mo
Deposit HK$4.66M · loan HK$41.90M · min. income ≈ HK$448,106/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,978,495 · Scale 2, in force from 26 Feb 2026)