LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,168
−HK$6,658/mo
▼ 0.25% · 3.875%
HK$109,470
−HK$3,356/mo
Today · 4.125%
HK$112,826
baseline
▲ 0.50% · 4.625%
HK$119,691
+HK$6,865/mo
Deposit HK$23.28M · loan HK$23.28M · min. income ≈ HK$225,652/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$1,978,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,111
−HK$6,381/mo
▼ 0.25% · 3.875%
HK$121,278
−HK$3,214/mo
Today · 4.125%
HK$124,492
baseline
▲ 0.50% · 4.625%
HK$131,054
+HK$6,562/mo
Deposit HK$23.28M · loan HK$23.28M · min. income ≈ HK$248,984/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$1,978,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,401
−HK$7,990/mo
▼ 0.25% · 3.875%
HK$131,364
−HK$4,027/mo
Today · 4.125%
HK$135,391
baseline
▲ 0.50% · 4.625%
HK$143,629
+HK$8,238/mo
Deposit HK$18.62M · loan HK$27.94M · min. income ≈ HK$270,782/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,733
−HK$7,657/mo
▼ 0.25% · 3.875%
HK$145,534
−HK$3,856/mo
Today · 4.125%
HK$149,390
baseline
▲ 0.50% · 4.625%
HK$157,265
+HK$7,875/mo
Deposit HK$18.62M · loan HK$27.94M · min. income ≈ HK$298,780/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,635
−HK$9,321/mo
▼ 0.25% · 3.875%
HK$153,258
−HK$4,698/mo
Today · 4.125%
HK$157,956
baseline
▲ 0.50% · 4.625%
HK$167,567
+HK$9,611/mo
Deposit HK$13.97M · loan HK$32.59M · min. income ≈ HK$315,912/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,978,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,355
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$169,790
−HK$4,499/mo
Today · 4.125%
HK$174,289
baseline
▲ 0.50% · 4.625%
HK$183,476
+HK$9,187/mo
Deposit HK$13.97M · loan HK$32.59M · min. income ≈ HK$348,578/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,978,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,102
−HK$11,984/mo
▼ 0.25% · 3.875%
HK$197,046
−HK$6,040/mo
Today · 4.125%
HK$203,086
baseline
▲ 0.50% · 4.625%
HK$215,443
+HK$12,357/mo
Deposit HK$4.66M · loan HK$41.90M · min. income ≈ HK$406,172/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,978,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,599
−HK$11,486/mo
▼ 0.25% · 3.875%
HK$218,301
−HK$5,784/mo
Today · 4.125%
HK$224,085
baseline
▲ 0.50% · 4.625%
HK$235,897
+HK$11,812/mo
Deposit HK$4.66M · loan HK$41.90M · min. income ≈ HK$448,170/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$1,978,784 · Scale 2, in force from 26 Feb 2026)