LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,179
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$109,482
−HK$3,356/mo
Today · 4.125%
HK$112,838
baseline
▲ 0.50% · 4.625%
HK$119,704
+HK$6,866/mo
Deposit HK$23.28M · loan HK$23.28M · min. income ≈ HK$225,676/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$1,978,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,123
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$121,291
−HK$3,214/mo
Today · 4.125%
HK$124,505
baseline
▲ 0.50% · 4.625%
HK$131,068
+HK$6,563/mo
Deposit HK$23.28M · loan HK$23.28M · min. income ≈ HK$249,010/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$1,978,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,415
−HK$7,990/mo
▼ 0.25% · 3.875%
HK$131,379
−HK$4,026/mo
Today · 4.125%
HK$135,405
baseline
▲ 0.50% · 4.625%
HK$143,644
+HK$8,239/mo
Deposit HK$18.63M · loan HK$27.94M · min. income ≈ HK$270,810/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,748
−HK$7,658/mo
▼ 0.25% · 3.875%
HK$145,550
−HK$3,856/mo
Today · 4.125%
HK$149,406
baseline
▲ 0.50% · 4.625%
HK$157,282
+HK$7,876/mo
Deposit HK$18.63M · loan HK$27.94M · min. income ≈ HK$298,812/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,978,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,651
−HK$9,322/mo
▼ 0.25% · 3.875%
HK$153,275
−HK$4,698/mo
Today · 4.125%
HK$157,973
baseline
▲ 0.50% · 4.625%
HK$167,585
+HK$9,612/mo
Deposit HK$13.97M · loan HK$32.60M · min. income ≈ HK$315,946/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,978,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,373
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$169,808
−HK$4,499/mo
Today · 4.125%
HK$174,307
baseline
▲ 0.50% · 4.625%
HK$183,495
+HK$9,188/mo
Deposit HK$13.97M · loan HK$32.60M · min. income ≈ HK$348,614/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,978,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,123
−HK$11,985/mo
▼ 0.25% · 3.875%
HK$197,068
−HK$6,040/mo
Today · 4.125%
HK$203,108
baseline
▲ 0.50% · 4.625%
HK$215,467
+HK$12,359/mo
Deposit HK$4.66M · loan HK$41.91M · min. income ≈ HK$406,216/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,978,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,622
−HK$11,488/mo
▼ 0.25% · 3.875%
HK$218,325
−HK$5,785/mo
Today · 4.125%
HK$224,110
baseline
▲ 0.50% · 4.625%
HK$235,923
+HK$11,813/mo
Deposit HK$4.66M · loan HK$41.91M · min. income ≈ HK$448,220/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,978,998 · Scale 2, in force from 26 Feb 2026)