LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,189
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$109,492
−HK$3,356/mo
Today · 4.125%
HK$112,848
baseline
▲ 0.50% · 4.625%
HK$119,715
+HK$6,867/mo
Deposit HK$23.28M · loan HK$23.28M · min. income ≈ HK$225,696/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$1,979,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,134
−HK$6,383/mo
▼ 0.25% · 3.875%
HK$121,303
−HK$3,214/mo
Today · 4.125%
HK$124,517
baseline
▲ 0.50% · 4.625%
HK$131,080
+HK$6,563/mo
Deposit HK$23.28M · loan HK$23.28M · min. income ≈ HK$249,034/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$1,979,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,427
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$131,391
−HK$4,027/mo
Today · 4.125%
HK$135,418
baseline
▲ 0.50% · 4.625%
HK$143,658
+HK$8,240/mo
Deposit HK$18.63M · loan HK$27.94M · min. income ≈ HK$270,836/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,761
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$145,563
−HK$3,857/mo
Today · 4.125%
HK$149,420
baseline
▲ 0.50% · 4.625%
HK$157,296
+HK$7,876/mo
Deposit HK$18.63M · loan HK$27.94M · min. income ≈ HK$298,840/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,665
−HK$9,322/mo
▼ 0.25% · 3.875%
HK$153,289
−HK$4,698/mo
Today · 4.125%
HK$157,987
baseline
▲ 0.50% · 4.625%
HK$167,601
+HK$9,614/mo
Deposit HK$13.97M · loan HK$32.60M · min. income ≈ HK$315,974/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,979,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,388
−HK$8,936/mo
▼ 0.25% · 3.875%
HK$169,824
−HK$4,500/mo
Today · 4.125%
HK$174,324
baseline
▲ 0.50% · 4.625%
HK$183,512
+HK$9,188/mo
Deposit HK$13.97M · loan HK$32.60M · min. income ≈ HK$348,648/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,979,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,141
−HK$11,986/mo
▼ 0.25% · 3.875%
HK$197,086
−HK$6,041/mo
Today · 4.125%
HK$203,127
baseline
▲ 0.50% · 4.625%
HK$215,486
+HK$12,359/mo
Deposit HK$4.66M · loan HK$41.91M · min. income ≈ HK$406,254/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,642
−HK$11,488/mo
▼ 0.25% · 3.875%
HK$218,345
−HK$5,785/mo
Today · 4.125%
HK$224,130
baseline
▲ 0.50% · 4.625%
HK$235,945
+HK$11,815/mo
Deposit HK$4.66M · loan HK$41.91M · min. income ≈ HK$448,260/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,181 · Scale 2, in force from 26 Feb 2026)