LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,197
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$109,500
−HK$3,357/mo
Today · 4.125%
HK$112,857
baseline
▲ 0.50% · 4.625%
HK$119,724
+HK$6,867/mo
Deposit HK$23.29M · loan HK$23.29M · min. income ≈ HK$225,714/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$1,979,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,143
−HK$6,383/mo
▼ 0.25% · 3.875%
HK$121,312
−HK$3,214/mo
Today · 4.125%
HK$124,526
baseline
▲ 0.50% · 4.625%
HK$131,090
+HK$6,564/mo
Deposit HK$23.29M · loan HK$23.29M · min. income ≈ HK$249,052/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$1,979,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,437
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$131,401
−HK$4,027/mo
Today · 4.125%
HK$135,428
baseline
▲ 0.50% · 4.625%
HK$143,668
+HK$8,240/mo
Deposit HK$18.63M · loan HK$27.94M · min. income ≈ HK$270,856/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,772
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$145,574
−HK$3,857/mo
Today · 4.125%
HK$149,431
baseline
▲ 0.50% · 4.625%
HK$157,308
+HK$7,877/mo
Deposit HK$18.63M · loan HK$27.94M · min. income ≈ HK$298,862/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,676
−HK$9,323/mo
▼ 0.25% · 3.875%
HK$153,301
−HK$4,698/mo
Today · 4.125%
HK$157,999
baseline
▲ 0.50% · 4.625%
HK$167,613
+HK$9,614/mo
Deposit HK$13.97M · loan HK$32.60M · min. income ≈ HK$315,998/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,979,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,400
−HK$8,937/mo
▼ 0.25% · 3.875%
HK$169,836
−HK$4,501/mo
Today · 4.125%
HK$174,337
baseline
▲ 0.50% · 4.625%
HK$183,526
+HK$9,189/mo
Deposit HK$13.97M · loan HK$32.60M · min. income ≈ HK$348,674/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,979,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,155
−HK$11,987/mo
▼ 0.25% · 3.875%
HK$197,101
−HK$6,041/mo
Today · 4.125%
HK$203,142
baseline
▲ 0.50% · 4.625%
HK$215,503
+HK$12,361/mo
Deposit HK$4.66M · loan HK$41.92M · min. income ≈ HK$406,284/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,658
−HK$11,489/mo
▼ 0.25% · 3.875%
HK$218,361
−HK$5,786/mo
Today · 4.125%
HK$224,147
baseline
▲ 0.50% · 4.625%
HK$235,962
+HK$11,815/mo
Deposit HK$4.66M · loan HK$41.92M · min. income ≈ HK$448,294/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,329 · Scale 2, in force from 26 Feb 2026)