LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,217
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$109,521
−HK$3,357/mo
Today · 4.125%
HK$112,878
baseline
▲ 0.50% · 4.625%
HK$119,746
+HK$6,868/mo
Deposit HK$23.29M · loan HK$23.29M · min. income ≈ HK$225,756/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$1,979,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,165
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$121,334
−HK$3,215/mo
Today · 4.125%
HK$124,549
baseline
▲ 0.50% · 4.625%
HK$131,114
+HK$6,565/mo
Deposit HK$23.29M · loan HK$23.29M · min. income ≈ HK$249,098/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$1,979,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,460
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$131,425
−HK$4,028/mo
Today · 4.125%
HK$135,453
baseline
▲ 0.50% · 4.625%
HK$143,695
+HK$8,242/mo
Deposit HK$18.63M · loan HK$27.95M · min. income ≈ HK$270,906/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,798
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$145,601
−HK$3,858/mo
Today · 4.125%
HK$149,459
baseline
▲ 0.50% · 4.625%
HK$157,337
+HK$7,878/mo
Deposit HK$18.63M · loan HK$27.95M · min. income ≈ HK$298,918/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,704
−HK$9,325/mo
▼ 0.25% · 3.875%
HK$153,329
−HK$4,700/mo
Today · 4.125%
HK$158,029
baseline
▲ 0.50% · 4.625%
HK$167,644
+HK$9,615/mo
Deposit HK$13.97M · loan HK$32.61M · min. income ≈ HK$316,058/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,979,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,431
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$169,868
−HK$4,501/mo
Today · 4.125%
HK$174,369
baseline
▲ 0.50% · 4.625%
HK$183,560
+HK$9,191/mo
Deposit HK$13.97M · loan HK$32.61M · min. income ≈ HK$348,738/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,979,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,190
−HK$11,990/mo
▼ 0.25% · 3.875%
HK$197,137
−HK$6,043/mo
Today · 4.125%
HK$203,180
baseline
▲ 0.50% · 4.625%
HK$215,543
+HK$12,363/mo
Deposit HK$4.66M · loan HK$41.92M · min. income ≈ HK$406,360/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,697
−HK$11,492/mo
▼ 0.25% · 3.875%
HK$218,402
−HK$5,787/mo
Today · 4.125%
HK$224,189
baseline
▲ 0.50% · 4.625%
HK$236,006
+HK$11,817/mo
Deposit HK$4.66M · loan HK$41.92M · min. income ≈ HK$448,378/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,696 · Scale 2, in force from 26 Feb 2026)