LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,224
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$109,528
−HK$3,357/mo
Today · 4.125%
HK$112,885
baseline
▲ 0.50% · 4.625%
HK$119,754
+HK$6,869/mo
Deposit HK$23.29M · loan HK$23.29M · min. income ≈ HK$225,770/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$1,979,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,173
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$121,342
−HK$3,215/mo
Today · 4.125%
HK$124,557
baseline
▲ 0.50% · 4.625%
HK$131,123
+HK$6,566/mo
Deposit HK$23.29M · loan HK$23.29M · min. income ≈ HK$249,114/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$1,979,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,468
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$131,433
−HK$4,029/mo
Today · 4.125%
HK$135,462
baseline
▲ 0.50% · 4.625%
HK$143,704
+HK$8,242/mo
Deposit HK$18.63M · loan HK$27.95M · min. income ≈ HK$270,924/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,807
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$145,611
−HK$3,858/mo
Today · 4.125%
HK$149,469
baseline
▲ 0.50% · 4.625%
HK$157,347
+HK$7,878/mo
Deposit HK$18.63M · loan HK$27.95M · min. income ≈ HK$298,938/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,713
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$153,339
−HK$4,700/mo
Today · 4.125%
HK$158,039
baseline
▲ 0.50% · 4.625%
HK$167,655
+HK$9,616/mo
Deposit HK$13.98M · loan HK$32.61M · min. income ≈ HK$316,078/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,979,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,442
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$169,879
−HK$4,501/mo
Today · 4.125%
HK$174,380
baseline
▲ 0.50% · 4.625%
HK$183,572
+HK$9,192/mo
Deposit HK$13.98M · loan HK$32.61M · min. income ≈ HK$348,760/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,979,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,203
−HK$11,990/mo
▼ 0.25% · 3.875%
HK$197,150
−HK$6,043/mo
Today · 4.125%
HK$203,193
baseline
▲ 0.50% · 4.625%
HK$215,557
+HK$12,364/mo
Deposit HK$4.66M · loan HK$41.93M · min. income ≈ HK$406,386/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,711
−HK$11,492/mo
▼ 0.25% · 3.875%
HK$218,416
−HK$5,787/mo
Today · 4.125%
HK$224,203
baseline
▲ 0.50% · 4.625%
HK$236,021
+HK$11,818/mo
Deposit HK$4.66M · loan HK$41.93M · min. income ≈ HK$448,406/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,825 · Scale 2, in force from 26 Feb 2026)