LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,226
−HK$6,662/mo
▼ 0.25% · 3.875%
HK$109,530
−HK$3,358/mo
Today · 4.125%
HK$112,888
baseline
▲ 0.50% · 4.625%
HK$119,756
+HK$6,868/mo
Deposit HK$23.29M · loan HK$23.29M · min. income ≈ HK$225,776/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$1,979,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,176
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$121,345
−HK$3,215/mo
Today · 4.125%
HK$124,560
baseline
▲ 0.50% · 4.625%
HK$131,126
+HK$6,566/mo
Deposit HK$23.29M · loan HK$23.29M · min. income ≈ HK$249,120/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$1,979,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,471
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$131,437
−HK$4,028/mo
Today · 4.125%
HK$135,465
baseline
▲ 0.50% · 4.625%
HK$143,708
+HK$8,243/mo
Deposit HK$18.63M · loan HK$27.95M · min. income ≈ HK$270,930/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,811
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$145,614
−HK$3,858/mo
Today · 4.125%
HK$149,472
baseline
▲ 0.50% · 4.625%
HK$157,351
+HK$7,879/mo
Deposit HK$18.63M · loan HK$27.95M · min. income ≈ HK$298,944/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,717
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$153,343
−HK$4,700/mo
Today · 4.125%
HK$158,043
baseline
▲ 0.50% · 4.625%
HK$167,659
+HK$9,616/mo
Deposit HK$13.98M · loan HK$32.61M · min. income ≈ HK$316,086/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,979,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,446
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$169,883
−HK$4,501/mo
Today · 4.125%
HK$174,384
baseline
▲ 0.50% · 4.625%
HK$183,576
+HK$9,192/mo
Deposit HK$13.98M · loan HK$32.61M · min. income ≈ HK$348,768/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,979,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,207
−HK$11,991/mo
▼ 0.25% · 3.875%
HK$197,155
−HK$6,043/mo
Today · 4.125%
HK$203,198
baseline
▲ 0.50% · 4.625%
HK$215,562
+HK$12,364/mo
Deposit HK$4.66M · loan HK$41.93M · min. income ≈ HK$406,396/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,716
−HK$11,492/mo
▼ 0.25% · 3.875%
HK$218,421
−HK$5,787/mo
Today · 4.125%
HK$224,208
baseline
▲ 0.50% · 4.625%
HK$236,027
+HK$11,819/mo
Deposit HK$4.66M · loan HK$41.93M · min. income ≈ HK$448,416/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,871 · Scale 2, in force from 26 Feb 2026)