LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,229
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$109,533
−HK$3,357/mo
Today · 4.125%
HK$112,890
baseline
▲ 0.50% · 4.625%
HK$119,759
+HK$6,869/mo
Deposit HK$23.29M · loan HK$23.29M · min. income ≈ HK$225,780/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$1,979,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,178
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$121,348
−HK$3,215/mo
Today · 4.125%
HK$124,563
baseline
▲ 0.50% · 4.625%
HK$131,129
+HK$6,566/mo
Deposit HK$23.29M · loan HK$23.29M · min. income ≈ HK$249,126/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$1,979,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,474
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$131,439
−HK$4,029/mo
Today · 4.125%
HK$135,468
baseline
▲ 0.50% · 4.625%
HK$143,711
+HK$8,243/mo
Deposit HK$18.63M · loan HK$27.95M · min. income ≈ HK$270,936/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,814
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$145,617
−HK$3,859/mo
Today · 4.125%
HK$149,476
baseline
▲ 0.50% · 4.625%
HK$157,355
+HK$7,879/mo
Deposit HK$18.63M · loan HK$27.95M · min. income ≈ HK$298,952/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,979,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,720
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$153,346
−HK$4,700/mo
Today · 4.125%
HK$158,046
baseline
▲ 0.50% · 4.625%
HK$167,663
+HK$9,617/mo
Deposit HK$13.98M · loan HK$32.61M · min. income ≈ HK$316,092/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,979,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,449
−HK$8,939/mo
▼ 0.25% · 3.875%
HK$169,887
−HK$4,501/mo
Today · 4.125%
HK$174,388
baseline
▲ 0.50% · 4.625%
HK$183,580
+HK$9,192/mo
Deposit HK$13.98M · loan HK$32.61M · min. income ≈ HK$348,776/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,979,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,211
−HK$11,991/mo
▼ 0.25% · 3.875%
HK$197,159
−HK$6,043/mo
Today · 4.125%
HK$203,202
baseline
▲ 0.50% · 4.625%
HK$215,566
+HK$12,364/mo
Deposit HK$4.66M · loan HK$41.93M · min. income ≈ HK$406,404/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,721
−HK$11,492/mo
▼ 0.25% · 3.875%
HK$218,426
−HK$5,787/mo
Today · 4.125%
HK$224,213
baseline
▲ 0.50% · 4.625%
HK$236,032
+HK$11,819/mo
Deposit HK$4.66M · loan HK$41.93M · min. income ≈ HK$448,426/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,979,914 · Scale 2, in force from 26 Feb 2026)