LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,623
−HK$666/mo
▼ 0.25% · 3.875%
HK$10,953
−HK$336/mo
Today · 4.125%
HK$11,289
baseline
▲ 0.50% · 4.625%
HK$11,976
+HK$687/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$22,578/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$83,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,818
−HK$638/mo
▼ 0.25% · 3.875%
HK$12,135
−HK$321/mo
Today · 4.125%
HK$12,456
baseline
▲ 0.50% · 4.625%
HK$13,113
+HK$657/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$24,912/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$83,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,748
−HK$799/mo
▼ 0.25% · 3.875%
HK$13,144
−HK$403/mo
Today · 4.125%
HK$13,547
baseline
▲ 0.50% · 4.625%
HK$14,371
+HK$824/mo
Deposit HK$1.86M · loan HK$2.80M · min. income ≈ HK$27,094/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,182
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,562
−HK$386/mo
Today · 4.125%
HK$14,948
baseline
▲ 0.50% · 4.625%
HK$15,736
+HK$788/mo
Deposit HK$1.86M · loan HK$2.80M · min. income ≈ HK$29,896/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,872
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,335
−HK$470/mo
Today · 4.125%
HK$15,805
baseline
▲ 0.50% · 4.625%
HK$16,766
+HK$961/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$31,610/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,545
−HK$894/mo
▼ 0.25% · 3.875%
HK$16,989
−HK$450/mo
Today · 4.125%
HK$17,439
baseline
▲ 0.50% · 4.625%
HK$18,358
+HK$919/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$34,878/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,121
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,716
−HK$604/mo
Today · 4.125%
HK$20,320
baseline
▲ 0.50% · 4.625%
HK$21,557
+HK$1,237/mo
Deposit HK$466K · loan HK$4.19M · min. income ≈ HK$40,640/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$83,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,272
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,843
−HK$579/mo
Today · 4.125%
HK$22,422
baseline
▲ 0.50% · 4.625%
HK$23,603
+HK$1,181/mo
Deposit HK$466K · loan HK$4.19M · min. income ≈ HK$44,844/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$83,368 · Scale 2, in force from 26 Feb 2026)