LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,242
−HK$6,662/mo
▼ 0.25% · 3.875%
HK$109,546
−HK$3,358/mo
Today · 4.125%
HK$112,904
baseline
▲ 0.50% · 4.625%
HK$119,774
+HK$6,870/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$225,808/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,193
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$121,363
−HK$3,215/mo
Today · 4.125%
HK$124,578
baseline
▲ 0.50% · 4.625%
HK$131,145
+HK$6,567/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$249,156/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,490
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,456
−HK$4,029/mo
Today · 4.125%
HK$135,485
baseline
▲ 0.50% · 4.625%
HK$143,729
+HK$8,244/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$270,970/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,831
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,635
−HK$3,859/mo
Today · 4.125%
HK$149,494
baseline
▲ 0.50% · 4.625%
HK$157,374
+HK$7,880/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$298,988/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,738
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$153,365
−HK$4,701/mo
Today · 4.125%
HK$158,066
baseline
▲ 0.50% · 4.625%
HK$167,683
+HK$9,617/mo
Deposit HK$13.98M · loan HK$32.61M · min. income ≈ HK$316,132/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,470
−HK$8,940/mo
▼ 0.25% · 3.875%
HK$169,908
−HK$4,502/mo
Today · 4.125%
HK$174,410
baseline
▲ 0.50% · 4.625%
HK$183,603
+HK$9,193/mo
Deposit HK$13.98M · loan HK$32.61M · min. income ≈ HK$348,820/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,235
−HK$11,992/mo
▼ 0.25% · 3.875%
HK$197,184
−HK$6,043/mo
Today · 4.125%
HK$203,227
baseline
▲ 0.50% · 4.625%
HK$215,593
+HK$12,366/mo
Deposit HK$4.66M · loan HK$41.93M · min. income ≈ HK$406,454/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,747
−HK$11,494/mo
▼ 0.25% · 3.875%
HK$218,453
−HK$5,788/mo
Today · 4.125%
HK$224,241
baseline
▲ 0.50% · 4.625%
HK$236,061
+HK$11,820/mo
Deposit HK$4.66M · loan HK$41.93M · min. income ≈ HK$448,482/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,160 · Scale 2, in force from 26 Feb 2026)