LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,246
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$109,551
−HK$3,358/mo
Today · 4.125%
HK$112,909
baseline
▲ 0.50% · 4.625%
HK$119,779
+HK$6,870/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$225,818/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,198
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$121,368
−HK$3,215/mo
Today · 4.125%
HK$124,583
baseline
▲ 0.50% · 4.625%
HK$131,150
+HK$6,567/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$249,166/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,495
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,461
−HK$4,029/mo
Today · 4.125%
HK$135,490
baseline
▲ 0.50% · 4.625%
HK$143,734
+HK$8,244/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$270,980/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,837
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,641
−HK$3,859/mo
Today · 4.125%
HK$149,500
baseline
▲ 0.50% · 4.625%
HK$157,380
+HK$7,880/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$299,000/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,744
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$153,371
−HK$4,701/mo
Today · 4.125%
HK$158,072
baseline
▲ 0.50% · 4.625%
HK$167,690
+HK$9,618/mo
Deposit HK$13.98M · loan HK$32.62M · min. income ≈ HK$316,144/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,477
−HK$8,940/mo
▼ 0.25% · 3.875%
HK$169,915
−HK$4,502/mo
Today · 4.125%
HK$174,417
baseline
▲ 0.50% · 4.625%
HK$183,611
+HK$9,194/mo
Deposit HK$13.98M · loan HK$32.62M · min. income ≈ HK$348,834/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,243
−HK$11,992/mo
▼ 0.25% · 3.875%
HK$197,191
−HK$6,044/mo
Today · 4.125%
HK$203,235
baseline
▲ 0.50% · 4.625%
HK$215,602
+HK$12,367/mo
Deposit HK$4.66M · loan HK$41.93M · min. income ≈ HK$406,470/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,756
−HK$11,494/mo
▼ 0.25% · 3.875%
HK$218,462
−HK$5,788/mo
Today · 4.125%
HK$224,250
baseline
▲ 0.50% · 4.625%
HK$236,071
+HK$11,821/mo
Deposit HK$4.66M · loan HK$41.93M · min. income ≈ HK$448,500/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,240 · Scale 2, in force from 26 Feb 2026)