LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,256
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$109,561
−HK$3,358/mo
Today · 4.125%
HK$112,919
baseline
▲ 0.50% · 4.625%
HK$119,790
+HK$6,871/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$225,838/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,209
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$121,379
−HK$3,216/mo
Today · 4.125%
HK$124,595
baseline
▲ 0.50% · 4.625%
HK$131,163
+HK$6,568/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$249,190/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,507
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$131,474
−HK$4,029/mo
Today · 4.125%
HK$135,503
baseline
▲ 0.50% · 4.625%
HK$143,748
+HK$8,245/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$271,006/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,851
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,655
−HK$3,859/mo
Today · 4.125%
HK$149,514
baseline
▲ 0.50% · 4.625%
HK$157,395
+HK$7,881/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$299,028/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,759
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$153,386
−HK$4,701/mo
Today · 4.125%
HK$158,087
baseline
▲ 0.50% · 4.625%
HK$167,706
+HK$9,619/mo
Deposit HK$13.98M · loan HK$32.62M · min. income ≈ HK$316,174/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,492
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$169,931
−HK$4,502/mo
Today · 4.125%
HK$174,433
baseline
▲ 0.50% · 4.625%
HK$183,628
+HK$9,195/mo
Deposit HK$13.98M · loan HK$32.62M · min. income ≈ HK$348,866/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,261
−HK$11,994/mo
▼ 0.25% · 3.875%
HK$197,210
−HK$6,045/mo
Today · 4.125%
HK$203,255
baseline
▲ 0.50% · 4.625%
HK$215,622
+HK$12,367/mo
Deposit HK$4.66M · loan HK$41.94M · min. income ≈ HK$406,510/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,776
−HK$11,496/mo
▼ 0.25% · 3.875%
HK$218,482
−HK$5,790/mo
Today · 4.125%
HK$224,272
baseline
▲ 0.50% · 4.625%
HK$236,093
+HK$11,821/mo
Deposit HK$4.66M · loan HK$41.94M · min. income ≈ HK$448,544/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,429 · Scale 2, in force from 26 Feb 2026)