LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,626
−HK$666/mo
▼ 0.25% · 3.875%
HK$10,956
−HK$336/mo
Today · 4.125%
HK$11,292
baseline
▲ 0.50% · 4.625%
HK$11,979
+HK$687/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$22,584/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$83,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,821
−HK$639/mo
▼ 0.25% · 3.875%
HK$12,138
−HK$322/mo
Today · 4.125%
HK$12,460
baseline
▲ 0.50% · 4.625%
HK$13,116
+HK$656/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$24,920/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$83,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,751
−HK$799/mo
▼ 0.25% · 3.875%
HK$13,147
−HK$403/mo
Today · 4.125%
HK$13,550
baseline
▲ 0.50% · 4.625%
HK$14,375
+HK$825/mo
Deposit HK$1.86M · loan HK$2.80M · min. income ≈ HK$27,100/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,185
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,566
−HK$385/mo
Today · 4.125%
HK$14,951
baseline
▲ 0.50% · 4.625%
HK$15,740
+HK$789/mo
Deposit HK$1.86M · loan HK$2.80M · min. income ≈ HK$29,902/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,876
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,339
−HK$470/mo
Today · 4.125%
HK$15,809
baseline
▲ 0.50% · 4.625%
HK$16,771
+HK$962/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$31,618/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,549
−HK$894/mo
▼ 0.25% · 3.875%
HK$16,993
−HK$450/mo
Today · 4.125%
HK$17,443
baseline
▲ 0.50% · 4.625%
HK$18,363
+HK$920/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$34,886/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,126
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,721
−HK$605/mo
Today · 4.125%
HK$20,326
baseline
▲ 0.50% · 4.625%
HK$21,562
+HK$1,236/mo
Deposit HK$466K · loan HK$4.19M · min. income ≈ HK$40,652/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$83,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,278
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,848
−HK$579/mo
Today · 4.125%
HK$22,427
baseline
▲ 0.50% · 4.625%
HK$23,609
+HK$1,182/mo
Deposit HK$466K · loan HK$4.19M · min. income ≈ HK$44,854/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$83,485 · Scale 2, in force from 26 Feb 2026)