LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,264
−HK$6,664/mo
▼ 0.25% · 3.875%
HK$109,569
−HK$3,359/mo
Today · 4.125%
HK$112,928
baseline
▲ 0.50% · 4.625%
HK$119,799
+HK$6,871/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$225,856/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,218
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$121,388
−HK$3,216/mo
Today · 4.125%
HK$124,604
baseline
▲ 0.50% · 4.625%
HK$131,173
+HK$6,569/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$249,208/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,517
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$131,483
−HK$4,030/mo
Today · 4.125%
HK$135,513
baseline
▲ 0.50% · 4.625%
HK$143,759
+HK$8,246/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$271,026/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,861
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$145,666
−HK$3,859/mo
Today · 4.125%
HK$149,525
baseline
▲ 0.50% · 4.625%
HK$157,407
+HK$7,882/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$299,050/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,769
−HK$9,330/mo
▼ 0.25% · 3.875%
HK$153,397
−HK$4,702/mo
Today · 4.125%
HK$158,099
baseline
▲ 0.50% · 4.625%
HK$167,719
+HK$9,620/mo
Deposit HK$13.98M · loan HK$32.62M · min. income ≈ HK$316,198/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,505
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$169,943
−HK$4,503/mo
Today · 4.125%
HK$174,446
baseline
▲ 0.50% · 4.625%
HK$183,642
+HK$9,196/mo
Deposit HK$13.98M · loan HK$32.62M · min. income ≈ HK$348,892/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,275
−HK$11,995/mo
▼ 0.25% · 3.875%
HK$197,225
−HK$6,045/mo
Today · 4.125%
HK$203,270
baseline
▲ 0.50% · 4.625%
HK$215,638
+HK$12,368/mo
Deposit HK$4.66M · loan HK$41.94M · min. income ≈ HK$406,540/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,792
−HK$11,496/mo
▼ 0.25% · 3.875%
HK$218,498
−HK$5,790/mo
Today · 4.125%
HK$224,288
baseline
▲ 0.50% · 4.625%
HK$236,111
+HK$11,823/mo
Deposit HK$4.66M · loan HK$41.94M · min. income ≈ HK$448,576/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,574 · Scale 2, in force from 26 Feb 2026)