LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,265
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$109,570
−HK$3,358/mo
Today · 4.125%
HK$112,928
baseline
▲ 0.50% · 4.625%
HK$119,800
+HK$6,872/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$225,856/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,218
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$121,389
−HK$3,216/mo
Today · 4.125%
HK$124,605
baseline
▲ 0.50% · 4.625%
HK$131,173
+HK$6,568/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$249,210/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,517
−HK$7,997/mo
▼ 0.25% · 3.875%
HK$131,484
−HK$4,030/mo
Today · 4.125%
HK$135,514
baseline
▲ 0.50% · 4.625%
HK$143,760
+HK$8,246/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$271,028/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,862
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$145,667
−HK$3,859/mo
Today · 4.125%
HK$149,526
baseline
▲ 0.50% · 4.625%
HK$157,408
+HK$7,882/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$299,052/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,770
−HK$9,330/mo
▼ 0.25% · 3.875%
HK$153,398
−HK$4,702/mo
Today · 4.125%
HK$158,100
baseline
▲ 0.50% · 4.625%
HK$167,720
+HK$9,620/mo
Deposit HK$13.98M · loan HK$32.62M · min. income ≈ HK$316,200/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,506
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$169,944
−HK$4,503/mo
Today · 4.125%
HK$174,447
baseline
▲ 0.50% · 4.625%
HK$183,643
+HK$9,196/mo
Deposit HK$13.98M · loan HK$32.62M · min. income ≈ HK$348,894/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,276
−HK$11,995/mo
▼ 0.25% · 3.875%
HK$197,226
−HK$6,045/mo
Today · 4.125%
HK$203,271
baseline
▲ 0.50% · 4.625%
HK$215,639
+HK$12,368/mo
Deposit HK$4.66M · loan HK$41.94M · min. income ≈ HK$406,542/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,793
−HK$11,496/mo
▼ 0.25% · 3.875%
HK$218,500
−HK$5,789/mo
Today · 4.125%
HK$224,289
baseline
▲ 0.50% · 4.625%
HK$236,112
+HK$11,823/mo
Deposit HK$4.66M · loan HK$41.94M · min. income ≈ HK$448,578/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,586 · Scale 2, in force from 26 Feb 2026)