LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,627
−HK$666/mo
▼ 0.25% · 3.875%
HK$10,957
−HK$336/mo
Today · 4.125%
HK$11,293
baseline
▲ 0.50% · 4.625%
HK$11,980
+HK$687/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$22,586/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$83,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,822
−HK$639/mo
▼ 0.25% · 3.875%
HK$12,139
−HK$322/mo
Today · 4.125%
HK$12,461
baseline
▲ 0.50% · 4.625%
HK$13,118
+HK$657/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$24,922/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$83,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,752
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,149
−HK$403/mo
Today · 4.125%
HK$13,552
baseline
▲ 0.50% · 4.625%
HK$14,376
+HK$824/mo
Deposit HK$1.86M · loan HK$2.80M · min. income ≈ HK$27,104/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,187
−HK$766/mo
▼ 0.25% · 3.875%
HK$14,567
−HK$386/mo
Today · 4.125%
HK$14,953
baseline
▲ 0.50% · 4.625%
HK$15,741
+HK$788/mo
Deposit HK$1.86M · loan HK$2.80M · min. income ≈ HK$29,906/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,878
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,340
−HK$471/mo
Today · 4.125%
HK$15,811
baseline
▲ 0.50% · 4.625%
HK$16,773
+HK$962/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$31,622/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,551
−HK$894/mo
▼ 0.25% · 3.875%
HK$16,995
−HK$450/mo
Today · 4.125%
HK$17,445
baseline
▲ 0.50% · 4.625%
HK$18,365
+HK$920/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$34,890/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,128
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,723
−HK$605/mo
Today · 4.125%
HK$20,328
baseline
▲ 0.50% · 4.625%
HK$21,565
+HK$1,237/mo
Deposit HK$466K · loan HK$4.19M · min. income ≈ HK$40,656/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,280
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,851
−HK$579/mo
Today · 4.125%
HK$22,430
baseline
▲ 0.50% · 4.625%
HK$23,612
+HK$1,182/mo
Deposit HK$466K · loan HK$4.19M · min. income ≈ HK$44,860/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,537 · Scale 2, in force from 26 Feb 2026)