LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,277
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$109,583
−HK$3,359/mo
Today · 4.125%
HK$112,942
baseline
▲ 0.50% · 4.625%
HK$119,814
+HK$6,872/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$225,884/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,232
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$121,403
−HK$3,217/mo
Today · 4.125%
HK$124,620
baseline
▲ 0.50% · 4.625%
HK$131,189
+HK$6,569/mo
Deposit HK$23.30M · loan HK$23.30M · min. income ≈ HK$249,240/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$1,980,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,533
−HK$7,997/mo
▼ 0.25% · 3.875%
HK$131,500
−HK$4,030/mo
Today · 4.125%
HK$135,530
baseline
▲ 0.50% · 4.625%
HK$143,777
+HK$8,247/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$271,060/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,879
−HK$7,665/mo
▼ 0.25% · 3.875%
HK$145,684
−HK$3,860/mo
Today · 4.125%
HK$149,544
baseline
▲ 0.50% · 4.625%
HK$157,427
+HK$7,883/mo
Deposit HK$18.64M · loan HK$27.96M · min. income ≈ HK$299,088/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,980,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,788
−HK$9,330/mo
▼ 0.25% · 3.875%
HK$153,416
−HK$4,702/mo
Today · 4.125%
HK$158,118
baseline
▲ 0.50% · 4.625%
HK$167,739
+HK$9,621/mo
Deposit HK$13.98M · loan HK$32.63M · min. income ≈ HK$316,236/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,525
−HK$8,943/mo
▼ 0.25% · 3.875%
HK$169,964
−HK$4,504/mo
Today · 4.125%
HK$174,468
baseline
▲ 0.50% · 4.625%
HK$183,664
+HK$9,196/mo
Deposit HK$13.98M · loan HK$32.63M · min. income ≈ HK$348,936/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,980,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,299
−HK$11,996/mo
▼ 0.25% · 3.875%
HK$197,249
−HK$6,046/mo
Today · 4.125%
HK$203,295
baseline
▲ 0.50% · 4.625%
HK$215,665
+HK$12,370/mo
Deposit HK$4.66M · loan HK$41.95M · min. income ≈ HK$406,590/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,818
−HK$11,498/mo
▼ 0.25% · 3.875%
HK$218,526
−HK$5,790/mo
Today · 4.125%
HK$224,316
baseline
▲ 0.50% · 4.625%
HK$236,140
+HK$11,824/mo
Deposit HK$4.66M · loan HK$41.95M · min. income ≈ HK$448,632/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,980,820 · Scale 2, in force from 26 Feb 2026)