LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,629
−HK$666/mo
▼ 0.25% · 3.875%
HK$10,960
−HK$335/mo
Today · 4.125%
HK$11,295
baseline
▲ 0.50% · 4.625%
HK$11,983
+HK$688/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$22,590/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$83,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,825
−HK$638/mo
▼ 0.25% · 3.875%
HK$12,142
−HK$321/mo
Today · 4.125%
HK$12,463
baseline
▲ 0.50% · 4.625%
HK$13,120
+HK$657/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$24,926/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$83,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,755
−HK$799/mo
▼ 0.25% · 3.875%
HK$13,151
−HK$403/mo
Today · 4.125%
HK$13,554
baseline
▲ 0.50% · 4.625%
HK$14,379
+HK$825/mo
Deposit HK$1.86M · loan HK$2.80M · min. income ≈ HK$27,108/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,189
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,570
−HK$386/mo
Today · 4.125%
HK$14,956
baseline
▲ 0.50% · 4.625%
HK$15,744
+HK$788/mo
Deposit HK$1.86M · loan HK$2.80M · min. income ≈ HK$29,912/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,880
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,343
−HK$471/mo
Today · 4.125%
HK$15,814
baseline
▲ 0.50% · 4.625%
HK$16,776
+HK$962/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$31,628/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,554
−HK$895/mo
▼ 0.25% · 3.875%
HK$16,998
−HK$451/mo
Today · 4.125%
HK$17,449
baseline
▲ 0.50% · 4.625%
HK$18,368
+HK$919/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$34,898/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,132
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,727
−HK$605/mo
Today · 4.125%
HK$20,332
baseline
▲ 0.50% · 4.625%
HK$21,569
+HK$1,237/mo
Deposit HK$466K · loan HK$4.20M · min. income ≈ HK$40,664/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,284
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,855
−HK$579/mo
Today · 4.125%
HK$22,434
baseline
▲ 0.50% · 4.625%
HK$23,617
+HK$1,183/mo
Deposit HK$466K · loan HK$4.20M · min. income ≈ HK$44,868/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,627 · Scale 2, in force from 26 Feb 2026)