LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,289
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$109,595
−HK$3,360/mo
Today · 4.125%
HK$112,955
baseline
▲ 0.50% · 4.625%
HK$119,828
+HK$6,873/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,910/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,246
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$121,417
−HK$3,217/mo
Today · 4.125%
HK$124,634
baseline
▲ 0.50% · 4.625%
HK$131,204
+HK$6,570/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,268/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,547
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$131,515
−HK$4,030/mo
Today · 4.125%
HK$135,545
baseline
▲ 0.50% · 4.625%
HK$143,793
+HK$8,248/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$271,090/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,895
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$145,700
−HK$3,861/mo
Today · 4.125%
HK$149,561
baseline
▲ 0.50% · 4.625%
HK$157,445
+HK$7,884/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$299,122/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,805
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$153,434
−HK$4,702/mo
Today · 4.125%
HK$158,136
baseline
▲ 0.50% · 4.625%
HK$167,759
+HK$9,623/mo
Deposit HK$13.98M · loan HK$32.63M · min. income ≈ HK$316,272/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,981,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,544
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$169,984
−HK$4,504/mo
Today · 4.125%
HK$174,488
baseline
▲ 0.50% · 4.625%
HK$183,685
+HK$9,197/mo
Deposit HK$13.98M · loan HK$32.63M · min. income ≈ HK$348,976/mo (50% DSR)
Upfront cash ≈ HK$15.96M (deposit + AVD stamp duty HK$1,981,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,321
−HK$11,997/mo
▼ 0.25% · 3.875%
HK$197,272
−HK$6,046/mo
Today · 4.125%
HK$203,318
baseline
▲ 0.50% · 4.625%
HK$215,690
+HK$12,372/mo
Deposit HK$4.66M · loan HK$41.95M · min. income ≈ HK$406,636/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,842
−HK$11,500/mo
▼ 0.25% · 3.875%
HK$218,551
−HK$5,791/mo
Today · 4.125%
HK$224,342
baseline
▲ 0.50% · 4.625%
HK$236,167
+HK$11,825/mo
Deposit HK$4.66M · loan HK$41.95M · min. income ≈ HK$448,684/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,047 · Scale 2, in force from 26 Feb 2026)