LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,292
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$109,598
−HK$3,359/mo
Today · 4.125%
HK$112,957
baseline
▲ 0.50% · 4.625%
HK$119,830
+HK$6,873/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,914/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,249
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$121,420
−HK$3,217/mo
Today · 4.125%
HK$124,637
baseline
▲ 0.50% · 4.625%
HK$131,207
+HK$6,570/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,274/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,550
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$131,518
−HK$4,031/mo
Today · 4.125%
HK$135,549
baseline
▲ 0.50% · 4.625%
HK$143,796
+HK$8,247/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$271,098/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,898
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,704
−HK$3,861/mo
Today · 4.125%
HK$149,565
baseline
▲ 0.50% · 4.625%
HK$157,448
+HK$7,883/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$299,130/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,808
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$153,437
−HK$4,703/mo
Today · 4.125%
HK$158,140
baseline
▲ 0.50% · 4.625%
HK$167,763
+HK$9,623/mo
Deposit HK$13.98M · loan HK$32.63M · min. income ≈ HK$316,280/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,548
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$169,988
−HK$4,504/mo
Today · 4.125%
HK$174,492
baseline
▲ 0.50% · 4.625%
HK$183,690
+HK$9,198/mo
Deposit HK$13.98M · loan HK$32.63M · min. income ≈ HK$348,984/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,325
−HK$11,998/mo
▼ 0.25% · 3.875%
HK$197,276
−HK$6,047/mo
Today · 4.125%
HK$203,323
baseline
▲ 0.50% · 4.625%
HK$215,695
+HK$12,372/mo
Deposit HK$4.66M · loan HK$41.95M · min. income ≈ HK$406,646/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,847
−HK$11,500/mo
▼ 0.25% · 3.875%
HK$218,556
−HK$5,791/mo
Today · 4.125%
HK$224,347
baseline
▲ 0.50% · 4.625%
HK$236,172
+HK$11,825/mo
Deposit HK$4.66M · loan HK$41.95M · min. income ≈ HK$448,694/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,093 · Scale 2, in force from 26 Feb 2026)